LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,026
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,111
−HK$2,118/mo
Today · 4.125%
HK$71,229
baseline
▲ 0.50% · 4.625%
HK$75,563
+HK$4,334/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$142,458/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,565
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$76,565
−HK$2,029/mo
Today · 4.125%
HK$78,594
baseline
▲ 0.50% · 4.625%
HK$82,737
+HK$4,143/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$157,188/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,431
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$82,933
−HK$2,542/mo
Today · 4.125%
HK$85,475
baseline
▲ 0.50% · 4.625%
HK$90,676
+HK$5,201/mo
Deposit HK$11.76M · loan HK$17.64M · min. income ≈ HK$170,950/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,479
−HK$4,834/mo
▼ 0.25% · 3.875%
HK$91,878
−HK$2,435/mo
Today · 4.125%
HK$94,313
baseline
▲ 0.50% · 4.625%
HK$99,284
+HK$4,971/mo
Deposit HK$11.76M · loan HK$17.64M · min. income ≈ HK$188,626/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,836
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$96,755
−HK$2,965/mo
Today · 4.125%
HK$99,720
baseline
▲ 0.50% · 4.625%
HK$105,788
+HK$6,068/mo
Deposit HK$8.82M · loan HK$20.58M · min. income ≈ HK$199,440/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,392
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$107,191
−HK$2,841/mo
Today · 4.125%
HK$110,032
baseline
▲ 0.50% · 4.625%
HK$115,831
+HK$5,799/mo
Deposit HK$8.82M · loan HK$20.58M · min. income ≈ HK$220,064/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,646
−HK$7,566/mo
▼ 0.25% · 3.875%
HK$124,399
−HK$3,813/mo
Today · 4.125%
HK$128,212
baseline
▲ 0.50% · 4.625%
HK$136,013
+HK$7,801/mo
Deposit HK$2.94M · loan HK$26.45M · min. income ≈ HK$256,424/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,218
−HK$7,251/mo
▼ 0.25% · 3.875%
HK$137,817
−HK$3,652/mo
Today · 4.125%
HK$141,469
baseline
▲ 0.50% · 4.625%
HK$148,926
+HK$7,457/mo
Deposit HK$2.94M · loan HK$26.45M · min. income ≈ HK$282,938/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,243 · Scale 2, in force from 26 Feb 2026)