LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,027
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,112
−HK$2,118/mo
Today · 4.125%
HK$71,230
baseline
▲ 0.50% · 4.625%
HK$75,564
+HK$4,334/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$142,460/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,567
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$76,567
−HK$2,028/mo
Today · 4.125%
HK$78,595
baseline
▲ 0.50% · 4.625%
HK$82,738
+HK$4,143/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$157,190/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,432
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$82,934
−HK$2,542/mo
Today · 4.125%
HK$85,476
baseline
▲ 0.50% · 4.625%
HK$90,677
+HK$5,201/mo
Deposit HK$11.76M · loan HK$17.64M · min. income ≈ HK$170,952/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,480
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$91,880
−HK$2,435/mo
Today · 4.125%
HK$94,315
baseline
▲ 0.50% · 4.625%
HK$99,286
+HK$4,971/mo
Deposit HK$11.76M · loan HK$17.64M · min. income ≈ HK$188,630/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,838
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$96,757
−HK$2,965/mo
Today · 4.125%
HK$99,722
baseline
▲ 0.50% · 4.625%
HK$105,790
+HK$6,068/mo
Deposit HK$8.82M · loan HK$20.58M · min. income ≈ HK$199,444/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,394
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$107,193
−HK$2,841/mo
Today · 4.125%
HK$110,034
baseline
▲ 0.50% · 4.625%
HK$115,834
+HK$5,800/mo
Deposit HK$8.82M · loan HK$20.58M · min. income ≈ HK$220,068/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,649
−HK$7,565/mo
▼ 0.25% · 3.875%
HK$124,401
−HK$3,813/mo
Today · 4.125%
HK$128,214
baseline
▲ 0.50% · 4.625%
HK$136,016
+HK$7,802/mo
Deposit HK$2.94M · loan HK$26.46M · min. income ≈ HK$256,428/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,220
−HK$7,252/mo
▼ 0.25% · 3.875%
HK$137,820
−HK$3,652/mo
Today · 4.125%
HK$141,472
baseline
▲ 0.50% · 4.625%
HK$148,929
+HK$7,457/mo
Deposit HK$2.94M · loan HK$26.46M · min. income ≈ HK$282,944/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,266 · Scale 2, in force from 26 Feb 2026)