LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,033
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,118
−HK$2,118/mo
Today · 4.125%
HK$71,236
baseline
▲ 0.50% · 4.625%
HK$75,571
+HK$4,335/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$142,472/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,573
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$76,573
−HK$2,029/mo
Today · 4.125%
HK$78,602
baseline
▲ 0.50% · 4.625%
HK$82,745
+HK$4,143/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$157,204/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,439
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$82,941
−HK$2,543/mo
Today · 4.125%
HK$85,484
baseline
▲ 0.50% · 4.625%
HK$90,685
+HK$5,201/mo
Deposit HK$11.76M · loan HK$17.64M · min. income ≈ HK$170,968/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,488
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$91,888
−HK$2,435/mo
Today · 4.125%
HK$94,323
baseline
▲ 0.50% · 4.625%
HK$99,294
+HK$4,971/mo
Deposit HK$11.76M · loan HK$17.64M · min. income ≈ HK$188,646/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,846
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$96,765
−HK$2,966/mo
Today · 4.125%
HK$99,731
baseline
▲ 0.50% · 4.625%
HK$105,799
+HK$6,068/mo
Deposit HK$8.82M · loan HK$20.58M · min. income ≈ HK$199,462/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,403
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$107,203
−HK$2,840/mo
Today · 4.125%
HK$110,043
baseline
▲ 0.50% · 4.625%
HK$115,844
+HK$5,801/mo
Deposit HK$8.82M · loan HK$20.58M · min. income ≈ HK$220,086/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,659
−HK$7,566/mo
▼ 0.25% · 3.875%
HK$124,412
−HK$3,813/mo
Today · 4.125%
HK$128,225
baseline
▲ 0.50% · 4.625%
HK$136,027
+HK$7,802/mo
Deposit HK$2.94M · loan HK$26.46M · min. income ≈ HK$256,450/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,232
−HK$7,252/mo
▼ 0.25% · 3.875%
HK$137,832
−HK$3,652/mo
Today · 4.125%
HK$141,484
baseline
▲ 0.50% · 4.625%
HK$148,942
+HK$7,458/mo
Deposit HK$2.94M · loan HK$26.46M · min. income ≈ HK$282,968/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,373 · Scale 2, in force from 26 Feb 2026)