LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,039
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,124
−HK$2,118/mo
Today · 4.125%
HK$71,242
baseline
▲ 0.50% · 4.625%
HK$75,577
+HK$4,335/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$142,484/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,580
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$76,580
−HK$2,029/mo
Today · 4.125%
HK$78,609
baseline
▲ 0.50% · 4.625%
HK$82,753
+HK$4,144/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$157,218/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,446
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$82,949
−HK$2,542/mo
Today · 4.125%
HK$85,491
baseline
▲ 0.50% · 4.625%
HK$90,693
+HK$5,202/mo
Deposit HK$11.76M · loan HK$17.64M · min. income ≈ HK$170,982/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,496
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$91,896
−HK$2,435/mo
Today · 4.125%
HK$94,331
baseline
▲ 0.50% · 4.625%
HK$99,303
+HK$4,972/mo
Deposit HK$11.76M · loan HK$17.64M · min. income ≈ HK$188,662/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,854
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$96,773
−HK$2,966/mo
Today · 4.125%
HK$99,739
baseline
▲ 0.50% · 4.625%
HK$105,808
+HK$6,069/mo
Deposit HK$8.82M · loan HK$20.58M · min. income ≈ HK$199,478/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,412
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$107,212
−HK$2,841/mo
Today · 4.125%
HK$110,053
baseline
▲ 0.50% · 4.625%
HK$115,854
+HK$5,801/mo
Deposit HK$8.82M · loan HK$20.58M · min. income ≈ HK$220,106/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,669
−HK$7,567/mo
▼ 0.25% · 3.875%
HK$124,423
−HK$3,813/mo
Today · 4.125%
HK$128,236
baseline
▲ 0.50% · 4.625%
HK$136,039
+HK$7,803/mo
Deposit HK$2.94M · loan HK$26.46M · min. income ≈ HK$256,472/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,243
−HK$7,253/mo
▼ 0.25% · 3.875%
HK$137,844
−HK$3,652/mo
Today · 4.125%
HK$141,496
baseline
▲ 0.50% · 4.625%
HK$148,955
+HK$7,459/mo
Deposit HK$2.94M · loan HK$26.46M · min. income ≈ HK$282,992/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,482 · Scale 2, in force from 26 Feb 2026)