LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,051
−HK$4,204/mo
▼ 0.25% · 3.875%
HK$69,136
−HK$2,119/mo
Today · 4.125%
HK$71,255
baseline
▲ 0.50% · 4.625%
HK$75,591
+HK$4,336/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$142,510/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,593
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$76,594
−HK$2,029/mo
Today · 4.125%
HK$78,623
baseline
▲ 0.50% · 4.625%
HK$82,767
+HK$4,144/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$157,246/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,461
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$82,963
−HK$2,543/mo
Today · 4.125%
HK$85,506
baseline
▲ 0.50% · 4.625%
HK$90,709
+HK$5,203/mo
Deposit HK$11.76M · loan HK$17.64M · min. income ≈ HK$171,012/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,512
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$91,912
−HK$2,436/mo
Today · 4.125%
HK$94,348
baseline
▲ 0.50% · 4.625%
HK$99,321
+HK$4,973/mo
Deposit HK$11.76M · loan HK$17.64M · min. income ≈ HK$188,696/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,871
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$96,791
−HK$2,966/mo
Today · 4.125%
HK$99,757
baseline
▲ 0.50% · 4.625%
HK$105,827
+HK$6,070/mo
Deposit HK$8.82M · loan HK$20.58M · min. income ≈ HK$199,514/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,430
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$107,231
−HK$2,841/mo
Today · 4.125%
HK$110,072
baseline
▲ 0.50% · 4.625%
HK$115,874
+HK$5,802/mo
Deposit HK$8.82M · loan HK$20.58M · min. income ≈ HK$220,144/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,691
−HK$7,568/mo
▼ 0.25% · 3.875%
HK$124,445
−HK$3,814/mo
Today · 4.125%
HK$128,259
baseline
▲ 0.50% · 4.625%
HK$136,064
+HK$7,805/mo
Deposit HK$2.94M · loan HK$26.46M · min. income ≈ HK$256,518/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,267
−HK$7,254/mo
▼ 0.25% · 3.875%
HK$137,868
−HK$3,653/mo
Today · 4.125%
HK$141,521
baseline
▲ 0.50% · 4.625%
HK$148,981
+HK$7,460/mo
Deposit HK$2.94M · loan HK$26.46M · min. income ≈ HK$283,042/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,705 · Scale 2, in force from 26 Feb 2026)