LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,053
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$69,139
−HK$2,119/mo
Today · 4.125%
HK$71,258
baseline
▲ 0.50% · 4.625%
HK$75,593
+HK$4,335/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$142,516/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,596
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$76,596
−HK$2,030/mo
Today · 4.125%
HK$78,626
baseline
▲ 0.50% · 4.625%
HK$82,770
+HK$4,144/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$157,252/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,463
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$82,966
−HK$2,543/mo
Today · 4.125%
HK$85,509
baseline
▲ 0.50% · 4.625%
HK$90,712
+HK$5,203/mo
Deposit HK$11.76M · loan HK$17.64M · min. income ≈ HK$171,018/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,515
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$91,915
−HK$2,436/mo
Today · 4.125%
HK$94,351
baseline
▲ 0.50% · 4.625%
HK$99,324
+HK$4,973/mo
Deposit HK$11.76M · loan HK$17.64M · min. income ≈ HK$188,702/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,874
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$96,794
−HK$2,967/mo
Today · 4.125%
HK$99,761
baseline
▲ 0.50% · 4.625%
HK$105,831
+HK$6,070/mo
Deposit HK$8.82M · loan HK$20.58M · min. income ≈ HK$199,522/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,434
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$107,235
−HK$2,841/mo
Today · 4.125%
HK$110,076
baseline
▲ 0.50% · 4.625%
HK$115,878
+HK$5,802/mo
Deposit HK$8.82M · loan HK$20.58M · min. income ≈ HK$220,152/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,695
−HK$7,569/mo
▼ 0.25% · 3.875%
HK$124,449
−HK$3,815/mo
Today · 4.125%
HK$128,264
baseline
▲ 0.50% · 4.625%
HK$136,068
+HK$7,804/mo
Deposit HK$2.94M · loan HK$26.47M · min. income ≈ HK$256,528/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,272
−HK$7,254/mo
▼ 0.25% · 3.875%
HK$137,873
−HK$3,653/mo
Today · 4.125%
HK$141,526
baseline
▲ 0.50% · 4.625%
HK$148,986
+HK$7,460/mo
Deposit HK$2.94M · loan HK$26.47M · min. income ≈ HK$283,052/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,748 · Scale 2, in force from 26 Feb 2026)