LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,056
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,142
−HK$2,120/mo
Today · 4.125%
HK$71,262
baseline
▲ 0.50% · 4.625%
HK$75,598
+HK$4,336/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$142,524/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,600
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$76,600
−HK$2,030/mo
Today · 4.125%
HK$78,630
baseline
▲ 0.50% · 4.625%
HK$82,775
+HK$4,145/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$157,260/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,468
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$82,971
−HK$2,543/mo
Today · 4.125%
HK$85,514
baseline
▲ 0.50% · 4.625%
HK$90,717
+HK$5,203/mo
Deposit HK$11.76M · loan HK$17.64M · min. income ≈ HK$171,028/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,520
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$91,920
−HK$2,436/mo
Today · 4.125%
HK$94,356
baseline
▲ 0.50% · 4.625%
HK$99,330
+HK$4,974/mo
Deposit HK$11.76M · loan HK$17.64M · min. income ≈ HK$188,712/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,879
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$96,799
−HK$2,967/mo
Today · 4.125%
HK$99,766
baseline
▲ 0.50% · 4.625%
HK$105,837
+HK$6,071/mo
Deposit HK$8.82M · loan HK$20.59M · min. income ≈ HK$199,532/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,440
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$107,241
−HK$2,841/mo
Today · 4.125%
HK$110,082
baseline
▲ 0.50% · 4.625%
HK$115,885
+HK$5,803/mo
Deposit HK$8.82M · loan HK$20.59M · min. income ≈ HK$220,164/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,702
−HK$7,569/mo
▼ 0.25% · 3.875%
HK$124,456
−HK$3,815/mo
Today · 4.125%
HK$128,271
baseline
▲ 0.50% · 4.625%
HK$136,076
+HK$7,805/mo
Deposit HK$2.94M · loan HK$26.47M · min. income ≈ HK$256,542/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,279
−HK$7,255/mo
▼ 0.25% · 3.875%
HK$137,881
−HK$3,653/mo
Today · 4.125%
HK$141,534
baseline
▲ 0.50% · 4.625%
HK$148,995
+HK$7,461/mo
Deposit HK$2.94M · loan HK$26.47M · min. income ≈ HK$283,068/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,816 · Scale 2, in force from 26 Feb 2026)