LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,062
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$69,148
−HK$2,119/mo
Today · 4.125%
HK$71,267
baseline
▲ 0.50% · 4.625%
HK$75,603
+HK$4,336/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$142,534/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,605
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$76,606
−HK$2,030/mo
Today · 4.125%
HK$78,636
baseline
▲ 0.50% · 4.625%
HK$82,781
+HK$4,145/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$157,272/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,474
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$82,977
−HK$2,543/mo
Today · 4.125%
HK$85,520
baseline
▲ 0.50% · 4.625%
HK$90,724
+HK$5,204/mo
Deposit HK$11.76M · loan HK$17.65M · min. income ≈ HK$171,040/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,526
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$91,927
−HK$2,436/mo
Today · 4.125%
HK$94,363
baseline
▲ 0.50% · 4.625%
HK$99,337
+HK$4,974/mo
Deposit HK$11.76M · loan HK$17.65M · min. income ≈ HK$188,726/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,886
−HK$5,888/mo
▼ 0.25% · 3.875%
HK$96,807
−HK$2,967/mo
Today · 4.125%
HK$99,774
baseline
▲ 0.50% · 4.625%
HK$105,845
+HK$6,071/mo
Deposit HK$8.82M · loan HK$20.59M · min. income ≈ HK$199,548/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,447
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$107,249
−HK$2,841/mo
Today · 4.125%
HK$110,090
baseline
▲ 0.50% · 4.625%
HK$115,893
+HK$5,803/mo
Deposit HK$8.82M · loan HK$20.59M · min. income ≈ HK$220,180/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,711
−HK$7,569/mo
▼ 0.25% · 3.875%
HK$124,466
−HK$3,814/mo
Today · 4.125%
HK$128,280
baseline
▲ 0.50% · 4.625%
HK$136,086
+HK$7,806/mo
Deposit HK$2.94M · loan HK$26.47M · min. income ≈ HK$256,560/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,290
−HK$7,255/mo
▼ 0.25% · 3.875%
HK$137,891
−HK$3,654/mo
Today · 4.125%
HK$141,545
baseline
▲ 0.50% · 4.625%
HK$149,006
+HK$7,461/mo
Deposit HK$2.94M · loan HK$26.47M · min. income ≈ HK$283,090/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,911 · Scale 2, in force from 26 Feb 2026)