LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,068
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$69,154
−HK$2,119/mo
Today · 4.125%
HK$71,273
baseline
▲ 0.50% · 4.625%
HK$75,610
+HK$4,337/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$142,546/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,612
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$76,613
−HK$2,030/mo
Today · 4.125%
HK$78,643
baseline
▲ 0.50% · 4.625%
HK$82,789
+HK$4,146/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$157,286/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,481
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$82,985
−HK$2,543/mo
Today · 4.125%
HK$85,528
baseline
▲ 0.50% · 4.625%
HK$90,732
+HK$5,204/mo
Deposit HK$11.76M · loan HK$17.65M · min. income ≈ HK$171,056/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,250,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,534
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$91,936
−HK$2,436/mo
Today · 4.125%
HK$94,372
baseline
▲ 0.50% · 4.625%
HK$99,346
+HK$4,974/mo
Deposit HK$11.76M · loan HK$17.65M · min. income ≈ HK$188,744/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,250,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,895
−HK$5,888/mo
▼ 0.25% · 3.875%
HK$96,815
−HK$2,968/mo
Today · 4.125%
HK$99,783
baseline
▲ 0.50% · 4.625%
HK$105,854
+HK$6,071/mo
Deposit HK$8.82M · loan HK$20.59M · min. income ≈ HK$199,566/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,250,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,457
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$107,258
−HK$2,842/mo
Today · 4.125%
HK$110,100
baseline
▲ 0.50% · 4.625%
HK$115,904
+HK$5,804/mo
Deposit HK$8.82M · loan HK$20.59M · min. income ≈ HK$220,200/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,250,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,722
−HK$7,570/mo
▼ 0.25% · 3.875%
HK$124,477
−HK$3,815/mo
Today · 4.125%
HK$128,292
baseline
▲ 0.50% · 4.625%
HK$136,098
+HK$7,806/mo
Deposit HK$2.94M · loan HK$26.47M · min. income ≈ HK$256,584/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,302
−HK$7,256/mo
▼ 0.25% · 3.875%
HK$137,904
−HK$3,654/mo
Today · 4.125%
HK$141,558
baseline
▲ 0.50% · 4.625%
HK$149,019
+HK$7,461/mo
Deposit HK$2.94M · loan HK$26.47M · min. income ≈ HK$283,116/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,024 · Scale 2, in force from 26 Feb 2026)