LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,069
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,156
−HK$2,119/mo
Today · 4.125%
HK$71,275
baseline
▲ 0.50% · 4.625%
HK$75,612
+HK$4,337/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$142,550/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,614
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$76,615
−HK$2,030/mo
Today · 4.125%
HK$78,645
baseline
▲ 0.50% · 4.625%
HK$82,791
+HK$4,146/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$157,290/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,483
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$82,987
−HK$2,543/mo
Today · 4.125%
HK$85,530
baseline
▲ 0.50% · 4.625%
HK$90,735
+HK$5,205/mo
Deposit HK$11.77M · loan HK$17.65M · min. income ≈ HK$171,060/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,537
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$91,938
−HK$2,436/mo
Today · 4.125%
HK$94,374
baseline
▲ 0.50% · 4.625%
HK$99,349
+HK$4,975/mo
Deposit HK$11.77M · loan HK$17.65M · min. income ≈ HK$188,748/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,897
−HK$5,888/mo
▼ 0.25% · 3.875%
HK$96,818
−HK$2,967/mo
Today · 4.125%
HK$99,785
baseline
▲ 0.50% · 4.625%
HK$105,857
+HK$6,072/mo
Deposit HK$8.82M · loan HK$20.59M · min. income ≈ HK$199,570/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,250,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,460
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$107,261
−HK$2,842/mo
Today · 4.125%
HK$110,103
baseline
▲ 0.50% · 4.625%
HK$115,907
+HK$5,804/mo
Deposit HK$8.82M · loan HK$20.59M · min. income ≈ HK$220,206/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,250,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,725
−HK$7,570/mo
▼ 0.25% · 3.875%
HK$124,480
−HK$3,815/mo
Today · 4.125%
HK$128,295
baseline
▲ 0.50% · 4.625%
HK$136,102
+HK$7,807/mo
Deposit HK$2.94M · loan HK$26.47M · min. income ≈ HK$256,590/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,305
−HK$7,256/mo
▼ 0.25% · 3.875%
HK$137,907
−HK$3,654/mo
Today · 4.125%
HK$141,561
baseline
▲ 0.50% · 4.625%
HK$149,023
+HK$7,462/mo
Deposit HK$2.94M · loan HK$26.47M · min. income ≈ HK$283,122/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,057 · Scale 2, in force from 26 Feb 2026)