LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,070
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,156
−HK$2,120/mo
Today · 4.125%
HK$71,276
baseline
▲ 0.50% · 4.625%
HK$75,613
+HK$4,337/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$142,552/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,615
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$76,616
−HK$2,030/mo
Today · 4.125%
HK$78,646
baseline
▲ 0.50% · 4.625%
HK$82,791
+HK$4,145/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$157,292/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,484
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$82,987
−HK$2,544/mo
Today · 4.125%
HK$85,531
baseline
▲ 0.50% · 4.625%
HK$90,735
+HK$5,204/mo
Deposit HK$11.77M · loan HK$17.65M · min. income ≈ HK$171,062/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,537
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$91,939
−HK$2,436/mo
Today · 4.125%
HK$94,375
baseline
▲ 0.50% · 4.625%
HK$99,350
+HK$4,975/mo
Deposit HK$11.77M · loan HK$17.65M · min. income ≈ HK$188,750/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,898
−HK$5,888/mo
▼ 0.25% · 3.875%
HK$96,819
−HK$2,967/mo
Today · 4.125%
HK$99,786
baseline
▲ 0.50% · 4.625%
HK$105,858
+HK$6,072/mo
Deposit HK$8.82M · loan HK$20.59M · min. income ≈ HK$199,572/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,250,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,460
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$107,262
−HK$2,842/mo
Today · 4.125%
HK$110,104
baseline
▲ 0.50% · 4.625%
HK$115,908
+HK$5,804/mo
Deposit HK$8.82M · loan HK$20.59M · min. income ≈ HK$220,208/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,250,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,726
−HK$7,570/mo
▼ 0.25% · 3.875%
HK$124,481
−HK$3,815/mo
Today · 4.125%
HK$128,296
baseline
▲ 0.50% · 4.625%
HK$136,103
+HK$7,807/mo
Deposit HK$2.94M · loan HK$26.47M · min. income ≈ HK$256,592/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,306
−HK$7,256/mo
▼ 0.25% · 3.875%
HK$137,908
−HK$3,654/mo
Today · 4.125%
HK$141,562
baseline
▲ 0.50% · 4.625%
HK$149,024
+HK$7,462/mo
Deposit HK$2.94M · loan HK$26.47M · min. income ≈ HK$283,124/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,066 · Scale 2, in force from 26 Feb 2026)