LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,071
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,157
−HK$2,120/mo
Today · 4.125%
HK$71,277
baseline
▲ 0.50% · 4.625%
HK$75,614
+HK$4,337/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$142,554/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,616
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$76,617
−HK$2,030/mo
Today · 4.125%
HK$78,647
baseline
▲ 0.50% · 4.625%
HK$82,792
+HK$4,145/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$157,294/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,485
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$82,988
−HK$2,544/mo
Today · 4.125%
HK$85,532
baseline
▲ 0.50% · 4.625%
HK$90,736
+HK$5,204/mo
Deposit HK$11.77M · loan HK$17.65M · min. income ≈ HK$171,064/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,539
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$91,940
−HK$2,436/mo
Today · 4.125%
HK$94,376
baseline
▲ 0.50% · 4.625%
HK$99,351
+HK$4,975/mo
Deposit HK$11.77M · loan HK$17.65M · min. income ≈ HK$188,752/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,899
−HK$5,888/mo
▼ 0.25% · 3.875%
HK$96,820
−HK$2,967/mo
Today · 4.125%
HK$99,787
baseline
▲ 0.50% · 4.625%
HK$105,859
+HK$6,072/mo
Deposit HK$8.82M · loan HK$20.59M · min. income ≈ HK$199,574/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,250,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,462
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$107,263
−HK$2,843/mo
Today · 4.125%
HK$110,106
baseline
▲ 0.50% · 4.625%
HK$115,909
+HK$5,803/mo
Deposit HK$8.82M · loan HK$20.59M · min. income ≈ HK$220,212/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,250,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,727
−HK$7,571/mo
▼ 0.25% · 3.875%
HK$124,483
−HK$3,815/mo
Today · 4.125%
HK$128,298
baseline
▲ 0.50% · 4.625%
HK$136,105
+HK$7,807/mo
Deposit HK$2.94M · loan HK$26.47M · min. income ≈ HK$256,596/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,308
−HK$7,256/mo
▼ 0.25% · 3.875%
HK$137,910
−HK$3,654/mo
Today · 4.125%
HK$141,564
baseline
▲ 0.50% · 4.625%
HK$149,026
+HK$7,462/mo
Deposit HK$2.94M · loan HK$26.47M · min. income ≈ HK$283,128/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,083 · Scale 2, in force from 26 Feb 2026)