LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,076
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,162
−HK$2,120/mo
Today · 4.125%
HK$71,282
baseline
▲ 0.50% · 4.625%
HK$75,619
+HK$4,337/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$142,564/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,621
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,623
−HK$2,030/mo
Today · 4.125%
HK$78,653
baseline
▲ 0.50% · 4.625%
HK$82,799
+HK$4,146/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$157,306/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,491
−HK$5,048/mo
▼ 0.25% · 3.875%
HK$82,995
−HK$2,544/mo
Today · 4.125%
HK$85,539
baseline
▲ 0.50% · 4.625%
HK$90,743
+HK$5,204/mo
Deposit HK$11.77M · loan HK$17.65M · min. income ≈ HK$171,078/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,546
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$91,947
−HK$2,436/mo
Today · 4.125%
HK$94,383
baseline
▲ 0.50% · 4.625%
HK$99,358
+HK$4,975/mo
Deposit HK$11.77M · loan HK$17.65M · min. income ≈ HK$188,766/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,906
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$96,827
−HK$2,968/mo
Today · 4.125%
HK$99,795
baseline
▲ 0.50% · 4.625%
HK$105,867
+HK$6,072/mo
Deposit HK$8.82M · loan HK$20.59M · min. income ≈ HK$199,590/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,250,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,470
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$107,272
−HK$2,842/mo
Today · 4.125%
HK$110,114
baseline
▲ 0.50% · 4.625%
HK$115,918
+HK$5,804/mo
Deposit HK$8.82M · loan HK$20.59M · min. income ≈ HK$220,228/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,250,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,737
−HK$7,571/mo
▼ 0.25% · 3.875%
HK$124,492
−HK$3,816/mo
Today · 4.125%
HK$128,308
baseline
▲ 0.50% · 4.625%
HK$136,115
+HK$7,807/mo
Deposit HK$2.94M · loan HK$26.47M · min. income ≈ HK$256,616/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,318
−HK$7,257/mo
▼ 0.25% · 3.875%
HK$137,921
−HK$3,654/mo
Today · 4.125%
HK$141,575
baseline
▲ 0.50% · 4.625%
HK$149,038
+HK$7,463/mo
Deposit HK$2.94M · loan HK$26.47M · min. income ≈ HK$283,150/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,178 · Scale 2, in force from 26 Feb 2026)