LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,082
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,169
−HK$2,120/mo
Today · 4.125%
HK$71,289
baseline
▲ 0.50% · 4.625%
HK$75,626
+HK$4,337/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$142,578/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,628
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,629
−HK$2,031/mo
Today · 4.125%
HK$78,660
baseline
▲ 0.50% · 4.625%
HK$82,806
+HK$4,146/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$157,320/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,498
−HK$5,048/mo
▼ 0.25% · 3.875%
HK$83,002
−HK$2,544/mo
Today · 4.125%
HK$85,546
baseline
▲ 0.50% · 4.625%
HK$90,752
+HK$5,206/mo
Deposit HK$11.77M · loan HK$17.65M · min. income ≈ HK$171,092/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,554
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$91,955
−HK$2,437/mo
Today · 4.125%
HK$94,392
baseline
▲ 0.50% · 4.625%
HK$99,367
+HK$4,975/mo
Deposit HK$11.77M · loan HK$17.65M · min. income ≈ HK$188,784/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,915
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$96,836
−HK$2,968/mo
Today · 4.125%
HK$99,804
baseline
▲ 0.50% · 4.625%
HK$105,877
+HK$6,073/mo
Deposit HK$8.83M · loan HK$20.59M · min. income ≈ HK$199,608/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,250,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,479
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$107,281
−HK$2,843/mo
Today · 4.125%
HK$110,124
baseline
▲ 0.50% · 4.625%
HK$115,929
+HK$5,805/mo
Deposit HK$8.83M · loan HK$20.59M · min. income ≈ HK$220,248/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,250,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,747
−HK$7,572/mo
▼ 0.25% · 3.875%
HK$124,503
−HK$3,816/mo
Today · 4.125%
HK$128,319
baseline
▲ 0.50% · 4.625%
HK$136,127
+HK$7,808/mo
Deposit HK$2.94M · loan HK$26.48M · min. income ≈ HK$256,638/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,330
−HK$7,258/mo
▼ 0.25% · 3.875%
HK$137,933
−HK$3,655/mo
Today · 4.125%
HK$141,588
baseline
▲ 0.50% · 4.625%
HK$149,051
+HK$7,463/mo
Deposit HK$2.94M · loan HK$26.48M · min. income ≈ HK$283,176/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,290 · Scale 2, in force from 26 Feb 2026)