LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,086
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,173
−HK$2,120/mo
Today · 4.125%
HK$71,293
baseline
▲ 0.50% · 4.625%
HK$75,631
+HK$4,338/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$142,586/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,633
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,634
−HK$2,031/mo
Today · 4.125%
HK$78,665
baseline
▲ 0.50% · 4.625%
HK$82,812
+HK$4,147/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$157,330/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,504
−HK$5,048/mo
▼ 0.25% · 3.875%
HK$83,008
−HK$2,544/mo
Today · 4.125%
HK$85,552
baseline
▲ 0.50% · 4.625%
HK$90,758
+HK$5,206/mo
Deposit HK$11.77M · loan HK$17.65M · min. income ≈ HK$171,104/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,559
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$91,961
−HK$2,437/mo
Today · 4.125%
HK$94,398
baseline
▲ 0.50% · 4.625%
HK$99,374
+HK$4,976/mo
Deposit HK$11.77M · loan HK$17.65M · min. income ≈ HK$188,796/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,921
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$96,842
−HK$2,969/mo
Today · 4.125%
HK$99,811
baseline
▲ 0.50% · 4.625%
HK$105,884
+HK$6,073/mo
Deposit HK$8.83M · loan HK$20.59M · min. income ≈ HK$199,622/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,250,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,486
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$107,288
−HK$2,843/mo
Today · 4.125%
HK$110,131
baseline
▲ 0.50% · 4.625%
HK$115,936
+HK$5,805/mo
Deposit HK$8.83M · loan HK$20.59M · min. income ≈ HK$220,262/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,250,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,755
−HK$7,573/mo
▼ 0.25% · 3.875%
HK$124,512
−HK$3,816/mo
Today · 4.125%
HK$128,328
baseline
▲ 0.50% · 4.625%
HK$136,136
+HK$7,808/mo
Deposit HK$2.94M · loan HK$26.48M · min. income ≈ HK$256,656/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,339
−HK$7,258/mo
▼ 0.25% · 3.875%
HK$137,942
−HK$3,655/mo
Today · 4.125%
HK$141,597
baseline
▲ 0.50% · 4.625%
HK$149,061
+HK$7,464/mo
Deposit HK$2.94M · loan HK$26.48M · min. income ≈ HK$283,194/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,373 · Scale 2, in force from 26 Feb 2026)