LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,087
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,174
−HK$2,120/mo
Today · 4.125%
HK$71,294
baseline
▲ 0.50% · 4.625%
HK$75,632
+HK$4,338/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$142,588/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,633
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$76,635
−HK$2,031/mo
Today · 4.125%
HK$78,666
baseline
▲ 0.50% · 4.625%
HK$82,812
+HK$4,146/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$157,332/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,504
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$83,008
−HK$2,545/mo
Today · 4.125%
HK$85,553
baseline
▲ 0.50% · 4.625%
HK$90,758
+HK$5,205/mo
Deposit HK$11.77M · loan HK$17.65M · min. income ≈ HK$171,106/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,560
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$91,962
−HK$2,437/mo
Today · 4.125%
HK$94,399
baseline
▲ 0.50% · 4.625%
HK$99,375
+HK$4,976/mo
Deposit HK$11.77M · loan HK$17.65M · min. income ≈ HK$188,798/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,922
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$96,843
−HK$2,968/mo
Today · 4.125%
HK$99,811
baseline
▲ 0.50% · 4.625%
HK$105,885
+HK$6,074/mo
Deposit HK$8.83M · loan HK$20.59M · min. income ≈ HK$199,622/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,250,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,487
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$107,289
−HK$2,843/mo
Today · 4.125%
HK$110,132
baseline
▲ 0.50% · 4.625%
HK$115,937
+HK$5,805/mo
Deposit HK$8.83M · loan HK$20.59M · min. income ≈ HK$220,264/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,250,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,756
−HK$7,573/mo
▼ 0.25% · 3.875%
HK$124,512
−HK$3,817/mo
Today · 4.125%
HK$128,329
baseline
▲ 0.50% · 4.625%
HK$136,137
+HK$7,808/mo
Deposit HK$2.94M · loan HK$26.48M · min. income ≈ HK$256,658/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,340
−HK$7,258/mo
▼ 0.25% · 3.875%
HK$137,943
−HK$3,655/mo
Today · 4.125%
HK$141,598
baseline
▲ 0.50% · 4.625%
HK$149,062
+HK$7,464/mo
Deposit HK$2.94M · loan HK$26.48M · min. income ≈ HK$283,196/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,382 · Scale 2, in force from 26 Feb 2026)