LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,089
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,176
−HK$2,120/mo
Today · 4.125%
HK$71,296
baseline
▲ 0.50% · 4.625%
HK$75,634
+HK$4,338/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$142,592/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,636
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,638
−HK$2,030/mo
Today · 4.125%
HK$78,668
baseline
▲ 0.50% · 4.625%
HK$82,815
+HK$4,147/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$157,336/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,507
−HK$5,048/mo
▼ 0.25% · 3.875%
HK$83,011
−HK$2,544/mo
Today · 4.125%
HK$85,555
baseline
▲ 0.50% · 4.625%
HK$90,761
+HK$5,206/mo
Deposit HK$11.77M · loan HK$17.65M · min. income ≈ HK$171,110/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,563
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$91,965
−HK$2,437/mo
Today · 4.125%
HK$94,402
baseline
▲ 0.50% · 4.625%
HK$99,378
+HK$4,976/mo
Deposit HK$11.77M · loan HK$17.65M · min. income ≈ HK$188,804/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,925
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$96,846
−HK$2,969/mo
Today · 4.125%
HK$99,815
baseline
▲ 0.50% · 4.625%
HK$105,888
+HK$6,073/mo
Deposit HK$8.83M · loan HK$20.60M · min. income ≈ HK$199,630/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,250,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,490
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$107,293
−HK$2,843/mo
Today · 4.125%
HK$110,136
baseline
▲ 0.50% · 4.625%
HK$115,941
+HK$5,805/mo
Deposit HK$8.83M · loan HK$20.60M · min. income ≈ HK$220,272/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,250,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,760
−HK$7,573/mo
▼ 0.25% · 3.875%
HK$124,517
−HK$3,816/mo
Today · 4.125%
HK$128,333
baseline
▲ 0.50% · 4.625%
HK$136,142
+HK$7,809/mo
Deposit HK$2.94M · loan HK$26.48M · min. income ≈ HK$256,666/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,345
−HK$7,258/mo
▼ 0.25% · 3.875%
HK$137,948
−HK$3,655/mo
Today · 4.125%
HK$141,603
baseline
▲ 0.50% · 4.625%
HK$149,067
+HK$7,464/mo
Deposit HK$2.94M · loan HK$26.48M · min. income ≈ HK$283,206/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,425 · Scale 2, in force from 26 Feb 2026)