LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,091
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,178
−HK$2,120/mo
Today · 4.125%
HK$71,298
baseline
▲ 0.50% · 4.625%
HK$75,637
+HK$4,339/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$142,596/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,638
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$76,640
−HK$2,031/mo
Today · 4.125%
HK$78,671
baseline
▲ 0.50% · 4.625%
HK$82,817
+HK$4,146/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$157,342/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,509
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$83,014
−HK$2,544/mo
Today · 4.125%
HK$85,558
baseline
▲ 0.50% · 4.625%
HK$90,764
+HK$5,206/mo
Deposit HK$11.77M · loan HK$17.65M · min. income ≈ HK$171,116/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,566
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$91,968
−HK$2,437/mo
Today · 4.125%
HK$94,405
baseline
▲ 0.50% · 4.625%
HK$99,381
+HK$4,976/mo
Deposit HK$11.77M · loan HK$17.65M · min. income ≈ HK$188,810/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,928
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$96,849
−HK$2,969/mo
Today · 4.125%
HK$99,818
baseline
▲ 0.50% · 4.625%
HK$105,891
+HK$6,073/mo
Deposit HK$8.83M · loan HK$20.60M · min. income ≈ HK$199,636/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,250,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,493
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$107,296
−HK$2,843/mo
Today · 4.125%
HK$110,139
baseline
▲ 0.50% · 4.625%
HK$115,944
+HK$5,805/mo
Deposit HK$8.83M · loan HK$20.60M · min. income ≈ HK$220,278/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,250,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,764
−HK$7,573/mo
▼ 0.25% · 3.875%
HK$124,520
−HK$3,817/mo
Today · 4.125%
HK$128,337
baseline
▲ 0.50% · 4.625%
HK$136,146
+HK$7,809/mo
Deposit HK$2.94M · loan HK$26.48M · min. income ≈ HK$256,674/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,349
−HK$7,258/mo
▼ 0.25% · 3.875%
HK$137,952
−HK$3,655/mo
Today · 4.125%
HK$141,607
baseline
▲ 0.50% · 4.625%
HK$149,071
+HK$7,464/mo
Deposit HK$2.94M · loan HK$26.48M · min. income ≈ HK$283,214/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,462 · Scale 2, in force from 26 Feb 2026)