LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,095
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,182
−HK$2,120/mo
Today · 4.125%
HK$71,302
baseline
▲ 0.50% · 4.625%
HK$75,641
+HK$4,339/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$142,604/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,642
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$76,644
−HK$2,031/mo
Today · 4.125%
HK$78,675
baseline
▲ 0.50% · 4.625%
HK$82,822
+HK$4,147/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$157,350/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,514
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$83,018
−HK$2,545/mo
Today · 4.125%
HK$85,563
baseline
▲ 0.50% · 4.625%
HK$90,769
+HK$5,206/mo
Deposit HK$11.77M · loan HK$17.65M · min. income ≈ HK$171,126/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,571
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$91,973
−HK$2,437/mo
Today · 4.125%
HK$94,410
baseline
▲ 0.50% · 4.625%
HK$99,387
+HK$4,977/mo
Deposit HK$11.77M · loan HK$17.65M · min. income ≈ HK$188,820/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,933
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$96,855
−HK$2,968/mo
Today · 4.125%
HK$99,823
baseline
▲ 0.50% · 4.625%
HK$105,897
+HK$6,074/mo
Deposit HK$8.83M · loan HK$20.60M · min. income ≈ HK$199,646/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,250,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,499
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$107,302
−HK$2,843/mo
Today · 4.125%
HK$110,145
baseline
▲ 0.50% · 4.625%
HK$115,951
+HK$5,806/mo
Deposit HK$8.83M · loan HK$20.60M · min. income ≈ HK$220,290/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,250,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,771
−HK$7,573/mo
▼ 0.25% · 3.875%
HK$124,528
−HK$3,816/mo
Today · 4.125%
HK$128,344
baseline
▲ 0.50% · 4.625%
HK$136,154
+HK$7,810/mo
Deposit HK$2.94M · loan HK$26.48M · min. income ≈ HK$256,688/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,356
−HK$7,259/mo
▼ 0.25% · 3.875%
HK$137,960
−HK$3,655/mo
Today · 4.125%
HK$141,615
baseline
▲ 0.50% · 4.625%
HK$149,080
+HK$7,465/mo
Deposit HK$2.94M · loan HK$26.48M · min. income ≈ HK$283,230/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,533 · Scale 2, in force from 26 Feb 2026)