LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,097
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$69,184
−HK$2,121/mo
Today · 4.125%
HK$71,305
baseline
▲ 0.50% · 4.625%
HK$75,643
+HK$4,338/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$142,610/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,645
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$76,647
−HK$2,031/mo
Today · 4.125%
HK$78,678
baseline
▲ 0.50% · 4.625%
HK$82,825
+HK$4,147/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$157,356/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,516
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$83,021
−HK$2,544/mo
Today · 4.125%
HK$85,565
baseline
▲ 0.50% · 4.625%
HK$90,772
+HK$5,207/mo
Deposit HK$11.77M · loan HK$17.66M · min. income ≈ HK$171,130/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,574
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$91,976
−HK$2,437/mo
Today · 4.125%
HK$94,413
baseline
▲ 0.50% · 4.625%
HK$99,390
+HK$4,977/mo
Deposit HK$11.77M · loan HK$17.66M · min. income ≈ HK$188,826/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,936
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$96,858
−HK$2,968/mo
Today · 4.125%
HK$99,826
baseline
▲ 0.50% · 4.625%
HK$105,901
+HK$6,075/mo
Deposit HK$8.83M · loan HK$20.60M · min. income ≈ HK$199,652/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,250,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,503
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$107,305
−HK$2,844/mo
Today · 4.125%
HK$110,149
baseline
▲ 0.50% · 4.625%
HK$115,955
+HK$5,806/mo
Deposit HK$8.83M · loan HK$20.60M · min. income ≈ HK$220,298/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,250,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,775
−HK$7,573/mo
▼ 0.25% · 3.875%
HK$124,531
−HK$3,817/mo
Today · 4.125%
HK$128,348
baseline
▲ 0.50% · 4.625%
HK$136,158
+HK$7,810/mo
Deposit HK$2.94M · loan HK$26.48M · min. income ≈ HK$256,696/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,361
−HK$7,259/mo
▼ 0.25% · 3.875%
HK$137,964
−HK$3,656/mo
Today · 4.125%
HK$141,620
baseline
▲ 0.50% · 4.625%
HK$149,085
+HK$7,465/mo
Deposit HK$2.94M · loan HK$26.48M · min. income ≈ HK$283,240/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,571 · Scale 2, in force from 26 Feb 2026)