LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,101
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$69,188
−HK$2,121/mo
Today · 4.125%
HK$71,309
baseline
▲ 0.50% · 4.625%
HK$75,648
+HK$4,339/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$142,618/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,649
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$76,651
−HK$2,031/mo
Today · 4.125%
HK$78,682
baseline
▲ 0.50% · 4.625%
HK$82,829
+HK$4,147/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$157,364/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,521
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$83,026
−HK$2,544/mo
Today · 4.125%
HK$85,570
baseline
▲ 0.50% · 4.625%
HK$90,777
+HK$5,207/mo
Deposit HK$11.77M · loan HK$17.66M · min. income ≈ HK$171,140/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,579
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$91,981
−HK$2,437/mo
Today · 4.125%
HK$94,418
baseline
▲ 0.50% · 4.625%
HK$99,395
+HK$4,977/mo
Deposit HK$11.77M · loan HK$17.66M · min. income ≈ HK$188,836/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,941
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$96,863
−HK$2,969/mo
Today · 4.125%
HK$99,832
baseline
▲ 0.50% · 4.625%
HK$105,907
+HK$6,075/mo
Deposit HK$8.83M · loan HK$20.60M · min. income ≈ HK$199,664/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,250,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,509
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$107,311
−HK$2,844/mo
Today · 4.125%
HK$110,155
baseline
▲ 0.50% · 4.625%
HK$115,961
+HK$5,806/mo
Deposit HK$8.83M · loan HK$20.60M · min. income ≈ HK$220,310/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,250,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,781
−HK$7,575/mo
▼ 0.25% · 3.875%
HK$124,538
−HK$3,818/mo
Today · 4.125%
HK$128,356
baseline
▲ 0.50% · 4.625%
HK$136,166
+HK$7,810/mo
Deposit HK$2.94M · loan HK$26.48M · min. income ≈ HK$256,712/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,368
−HK$7,260/mo
▼ 0.25% · 3.875%
HK$137,972
−HK$3,656/mo
Today · 4.125%
HK$141,628
baseline
▲ 0.50% · 4.625%
HK$149,093
+HK$7,465/mo
Deposit HK$2.94M · loan HK$26.48M · min. income ≈ HK$283,256/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,642 · Scale 2, in force from 26 Feb 2026)