LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,105
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$69,192
−HK$2,121/mo
Today · 4.125%
HK$71,313
baseline
▲ 0.50% · 4.625%
HK$75,652
+HK$4,339/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$142,626/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,653
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$76,655
−HK$2,031/mo
Today · 4.125%
HK$78,686
baseline
▲ 0.50% · 4.625%
HK$82,834
+HK$4,148/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$157,372/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,250,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,525
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$83,030
−HK$2,545/mo
Today · 4.125%
HK$85,575
baseline
▲ 0.50% · 4.625%
HK$90,782
+HK$5,207/mo
Deposit HK$11.77M · loan HK$17.66M · min. income ≈ HK$171,150/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,584
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$91,986
−HK$2,438/mo
Today · 4.125%
HK$94,424
baseline
▲ 0.50% · 4.625%
HK$99,401
+HK$4,977/mo
Deposit HK$11.77M · loan HK$17.66M · min. income ≈ HK$188,848/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,946
−HK$5,892/mo
▼ 0.25% · 3.875%
HK$96,869
−HK$2,969/mo
Today · 4.125%
HK$99,838
baseline
▲ 0.50% · 4.625%
HK$105,912
+HK$6,074/mo
Deposit HK$8.83M · loan HK$20.60M · min. income ≈ HK$199,676/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,250,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,514
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$107,317
−HK$2,844/mo
Today · 4.125%
HK$110,161
baseline
▲ 0.50% · 4.625%
HK$115,968
+HK$5,807/mo
Deposit HK$8.83M · loan HK$20.60M · min. income ≈ HK$220,322/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,250,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,788
−HK$7,575/mo
▼ 0.25% · 3.875%
HK$124,545
−HK$3,818/mo
Today · 4.125%
HK$128,363
baseline
▲ 0.50% · 4.625%
HK$136,173
+HK$7,810/mo
Deposit HK$2.94M · loan HK$26.49M · min. income ≈ HK$256,726/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,376
−HK$7,259/mo
▼ 0.25% · 3.875%
HK$137,979
−HK$3,656/mo
Today · 4.125%
HK$141,635
baseline
▲ 0.50% · 4.625%
HK$149,101
+HK$7,466/mo
Deposit HK$2.94M · loan HK$26.49M · min. income ≈ HK$283,270/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,712 · Scale 2, in force from 26 Feb 2026)