LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,107
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$69,195
−HK$2,121/mo
Today · 4.125%
HK$71,316
baseline
▲ 0.50% · 4.625%
HK$75,655
+HK$4,339/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$142,632/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,250,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,656
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$76,658
−HK$2,032/mo
Today · 4.125%
HK$78,690
baseline
▲ 0.50% · 4.625%
HK$82,838
+HK$4,148/mo
Deposit HK$14.71M · loan HK$14.71M · min. income ≈ HK$157,380/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,250,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,529
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$83,034
−HK$2,545/mo
Today · 4.125%
HK$85,579
baseline
▲ 0.50% · 4.625%
HK$90,786
+HK$5,207/mo
Deposit HK$11.77M · loan HK$17.66M · min. income ≈ HK$171,158/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,587
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$91,990
−HK$2,438/mo
Today · 4.125%
HK$94,428
baseline
▲ 0.50% · 4.625%
HK$99,405
+HK$4,977/mo
Deposit HK$11.77M · loan HK$17.66M · min. income ≈ HK$188,856/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,250,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,950
−HK$5,892/mo
▼ 0.25% · 3.875%
HK$96,873
−HK$2,969/mo
Today · 4.125%
HK$99,842
baseline
▲ 0.50% · 4.625%
HK$105,917
+HK$6,075/mo
Deposit HK$8.83M · loan HK$20.60M · min. income ≈ HK$199,684/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,250,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,519
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$107,322
−HK$2,844/mo
Today · 4.125%
HK$110,166
baseline
▲ 0.50% · 4.625%
HK$115,973
+HK$5,807/mo
Deposit HK$8.83M · loan HK$20.60M · min. income ≈ HK$220,332/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,250,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,793
−HK$7,575/mo
▼ 0.25% · 3.875%
HK$124,551
−HK$3,817/mo
Today · 4.125%
HK$128,368
baseline
▲ 0.50% · 4.625%
HK$136,179
+HK$7,811/mo
Deposit HK$2.94M · loan HK$26.49M · min. income ≈ HK$256,736/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,381
−HK$7,260/mo
▼ 0.25% · 3.875%
HK$137,985
−HK$3,656/mo
Today · 4.125%
HK$141,641
baseline
▲ 0.50% · 4.625%
HK$149,108
+HK$7,467/mo
Deposit HK$2.94M · loan HK$26.49M · min. income ≈ HK$283,282/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,250,764 · Scale 2, in force from 26 Feb 2026)