LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,120
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$69,208
−HK$2,121/mo
Today · 4.125%
HK$71,329
baseline
▲ 0.50% · 4.625%
HK$75,669
+HK$4,340/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$142,658/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,671
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$76,673
−HK$2,032/mo
Today · 4.125%
HK$78,705
baseline
▲ 0.50% · 4.625%
HK$82,853
+HK$4,148/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$157,410/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,544
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$83,050
−HK$2,545/mo
Today · 4.125%
HK$85,595
baseline
▲ 0.50% · 4.625%
HK$90,803
+HK$5,208/mo
Deposit HK$11.77M · loan HK$17.66M · min. income ≈ HK$171,190/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,605
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$92,008
−HK$2,438/mo
Today · 4.125%
HK$94,446
baseline
▲ 0.50% · 4.625%
HK$99,424
+HK$4,978/mo
Deposit HK$11.77M · loan HK$17.66M · min. income ≈ HK$188,892/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,968
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$96,891
−HK$2,970/mo
Today · 4.125%
HK$99,861
baseline
▲ 0.50% · 4.625%
HK$105,937
+HK$6,076/mo
Deposit HK$8.83M · loan HK$20.60M · min. income ≈ HK$199,722/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,539
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$107,342
−HK$2,845/mo
Today · 4.125%
HK$110,187
baseline
▲ 0.50% · 4.625%
HK$115,995
+HK$5,808/mo
Deposit HK$8.83M · loan HK$20.60M · min. income ≈ HK$220,374/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,816
−HK$7,577/mo
▼ 0.25% · 3.875%
HK$124,574
−HK$3,819/mo
Today · 4.125%
HK$128,393
baseline
▲ 0.50% · 4.625%
HK$136,205
+HK$7,812/mo
Deposit HK$2.94M · loan HK$26.49M · min. income ≈ HK$256,786/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,407
−HK$7,261/mo
▼ 0.25% · 3.875%
HK$138,012
−HK$3,656/mo
Today · 4.125%
HK$141,668
baseline
▲ 0.50% · 4.625%
HK$149,136
+HK$7,468/mo
Deposit HK$2.94M · loan HK$26.49M · min. income ≈ HK$283,336/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,251,003 · Scale 2, in force from 26 Feb 2026)