LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,123
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$69,211
−HK$2,121/mo
Today · 4.125%
HK$71,332
baseline
▲ 0.50% · 4.625%
HK$75,673
+HK$4,341/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$142,664/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,251,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,674
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$76,676
−HK$2,032/mo
Today · 4.125%
HK$78,708
baseline
▲ 0.50% · 4.625%
HK$82,857
+HK$4,149/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$157,416/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,251,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,548
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$83,053
−HK$2,546/mo
Today · 4.125%
HK$85,599
baseline
▲ 0.50% · 4.625%
HK$90,807
+HK$5,208/mo
Deposit HK$11.77M · loan HK$17.66M · min. income ≈ HK$171,198/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,608
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$92,012
−HK$2,438/mo
Today · 4.125%
HK$94,450
baseline
▲ 0.50% · 4.625%
HK$99,428
+HK$4,978/mo
Deposit HK$11.77M · loan HK$17.66M · min. income ≈ HK$188,900/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,972
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$96,895
−HK$2,970/mo
Today · 4.125%
HK$99,865
baseline
▲ 0.50% · 4.625%
HK$105,942
+HK$6,077/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$199,730/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,251,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,543
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$107,347
−HK$2,844/mo
Today · 4.125%
HK$110,191
baseline
▲ 0.50% · 4.625%
HK$116,000
+HK$5,809/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$220,382/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,251,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,821
−HK$7,577/mo
▼ 0.25% · 3.875%
HK$124,580
−HK$3,818/mo
Today · 4.125%
HK$128,398
baseline
▲ 0.50% · 4.625%
HK$136,211
+HK$7,813/mo
Deposit HK$2.94M · loan HK$26.49M · min. income ≈ HK$256,796/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,251,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,413
−HK$7,261/mo
▼ 0.25% · 3.875%
HK$138,017
−HK$3,657/mo
Today · 4.125%
HK$141,674
baseline
▲ 0.50% · 4.625%
HK$149,142
+HK$7,468/mo
Deposit HK$2.94M · loan HK$26.49M · min. income ≈ HK$283,348/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,251,056 · Scale 2, in force from 26 Feb 2026)