LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,125
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$69,213
−HK$2,121/mo
Today · 4.125%
HK$71,334
baseline
▲ 0.50% · 4.625%
HK$75,675
+HK$4,341/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$142,668/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,251,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,676
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$76,679
−HK$2,031/mo
Today · 4.125%
HK$78,710
baseline
▲ 0.50% · 4.625%
HK$82,859
+HK$4,149/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$157,420/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,251,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,550
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$83,056
−HK$2,545/mo
Today · 4.125%
HK$85,601
baseline
▲ 0.50% · 4.625%
HK$90,810
+HK$5,209/mo
Deposit HK$11.77M · loan HK$17.66M · min. income ≈ HK$171,202/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,611
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$92,014
−HK$2,439/mo
Today · 4.125%
HK$94,453
baseline
▲ 0.50% · 4.625%
HK$99,431
+HK$4,978/mo
Deposit HK$11.77M · loan HK$17.66M · min. income ≈ HK$188,906/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,975
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$96,898
−HK$2,970/mo
Today · 4.125%
HK$99,868
baseline
▲ 0.50% · 4.625%
HK$105,945
+HK$6,077/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$199,736/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,251,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,546
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$107,350
−HK$2,845/mo
Today · 4.125%
HK$110,195
baseline
▲ 0.50% · 4.625%
HK$116,003
+HK$5,808/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$220,390/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,251,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,825
−HK$7,577/mo
▼ 0.25% · 3.875%
HK$124,583
−HK$3,819/mo
Today · 4.125%
HK$128,402
baseline
▲ 0.50% · 4.625%
HK$136,215
+HK$7,813/mo
Deposit HK$2.94M · loan HK$26.49M · min. income ≈ HK$256,804/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,251,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,417
−HK$7,262/mo
▼ 0.25% · 3.875%
HK$138,022
−HK$3,657/mo
Today · 4.125%
HK$141,679
baseline
▲ 0.50% · 4.625%
HK$149,147
+HK$7,468/mo
Deposit HK$2.94M · loan HK$26.49M · min. income ≈ HK$283,358/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,251,094 · Scale 2, in force from 26 Feb 2026)