LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,127
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$69,215
−HK$2,121/mo
Today · 4.125%
HK$71,336
baseline
▲ 0.50% · 4.625%
HK$75,677
+HK$4,341/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$142,672/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,251,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,678
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$76,681
−HK$2,031/mo
Today · 4.125%
HK$78,712
baseline
▲ 0.50% · 4.625%
HK$82,861
+HK$4,149/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$157,424/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,251,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,552
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$83,058
−HK$2,545/mo
Today · 4.125%
HK$85,603
baseline
▲ 0.50% · 4.625%
HK$90,812
+HK$5,209/mo
Deposit HK$11.78M · loan HK$17.66M · min. income ≈ HK$171,206/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,613
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$92,017
−HK$2,438/mo
Today · 4.125%
HK$94,455
baseline
▲ 0.50% · 4.625%
HK$99,434
+HK$4,979/mo
Deposit HK$11.78M · loan HK$17.66M · min. income ≈ HK$188,910/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,977
−HK$5,894/mo
▼ 0.25% · 3.875%
HK$96,901
−HK$2,970/mo
Today · 4.125%
HK$99,871
baseline
▲ 0.50% · 4.625%
HK$105,948
+HK$6,077/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$199,742/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,251,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,549
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$107,353
−HK$2,844/mo
Today · 4.125%
HK$110,197
baseline
▲ 0.50% · 4.625%
HK$116,006
+HK$5,809/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$220,394/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,251,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,828
−HK$7,577/mo
▼ 0.25% · 3.875%
HK$124,587
−HK$3,818/mo
Today · 4.125%
HK$128,405
baseline
▲ 0.50% · 4.625%
HK$136,218
+HK$7,813/mo
Deposit HK$2.94M · loan HK$26.49M · min. income ≈ HK$256,810/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,251,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,420
−HK$7,262/mo
▼ 0.25% · 3.875%
HK$138,025
−HK$3,657/mo
Today · 4.125%
HK$141,682
baseline
▲ 0.50% · 4.625%
HK$149,151
+HK$7,469/mo
Deposit HK$2.94M · loan HK$26.49M · min. income ≈ HK$283,364/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,251,125 · Scale 2, in force from 26 Feb 2026)