LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,133
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$69,221
−HK$2,122/mo
Today · 4.125%
HK$71,343
baseline
▲ 0.50% · 4.625%
HK$75,684
+HK$4,341/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$142,686/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,251,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,684
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$76,687
−HK$2,032/mo
Today · 4.125%
HK$78,719
baseline
▲ 0.50% · 4.625%
HK$82,869
+HK$4,150/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$157,438/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,251,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,559
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$83,065
−HK$2,546/mo
Today · 4.125%
HK$85,611
baseline
▲ 0.50% · 4.625%
HK$90,820
+HK$5,209/mo
Deposit HK$11.78M · loan HK$17.66M · min. income ≈ HK$171,222/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,621
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$92,025
−HK$2,438/mo
Today · 4.125%
HK$94,463
baseline
▲ 0.50% · 4.625%
HK$99,443
+HK$4,980/mo
Deposit HK$11.78M · loan HK$17.66M · min. income ≈ HK$188,926/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,986
−HK$5,894/mo
▼ 0.25% · 3.875%
HK$96,909
−HK$2,971/mo
Today · 4.125%
HK$99,880
baseline
▲ 0.50% · 4.625%
HK$105,957
+HK$6,077/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$199,760/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,251,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,558
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$107,362
−HK$2,845/mo
Today · 4.125%
HK$110,207
baseline
▲ 0.50% · 4.625%
HK$116,016
+HK$5,809/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$220,414/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,251,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,839
−HK$7,578/mo
▼ 0.25% · 3.875%
HK$124,598
−HK$3,819/mo
Today · 4.125%
HK$128,417
baseline
▲ 0.50% · 4.625%
HK$136,230
+HK$7,813/mo
Deposit HK$2.94M · loan HK$26.50M · min. income ≈ HK$256,834/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,432
−HK$7,263/mo
▼ 0.25% · 3.875%
HK$138,037
−HK$3,658/mo
Today · 4.125%
HK$141,695
baseline
▲ 0.50% · 4.625%
HK$149,164
+HK$7,469/mo
Deposit HK$2.94M · loan HK$26.50M · min. income ≈ HK$283,390/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,237 · Scale 2, in force from 26 Feb 2026)