LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,135
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$69,223
−HK$2,122/mo
Today · 4.125%
HK$71,345
baseline
▲ 0.50% · 4.625%
HK$75,686
+HK$4,341/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$142,690/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,251,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,687
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$76,690
−HK$2,032/mo
Today · 4.125%
HK$78,722
baseline
▲ 0.50% · 4.625%
HK$82,872
+HK$4,150/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$157,444/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,251,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,562
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$83,068
−HK$2,546/mo
Today · 4.125%
HK$85,614
baseline
▲ 0.50% · 4.625%
HK$90,823
+HK$5,209/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$171,228/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,624
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$92,028
−HK$2,439/mo
Today · 4.125%
HK$94,467
baseline
▲ 0.50% · 4.625%
HK$99,446
+HK$4,979/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$188,934/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,989
−HK$5,894/mo
▼ 0.25% · 3.875%
HK$96,913
−HK$2,970/mo
Today · 4.125%
HK$99,883
baseline
▲ 0.50% · 4.625%
HK$105,961
+HK$6,078/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$199,766/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,251,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,562
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$107,366
−HK$2,845/mo
Today · 4.125%
HK$110,211
baseline
▲ 0.50% · 4.625%
HK$116,020
+HK$5,809/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$220,422/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,251,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,843
−HK$7,578/mo
▼ 0.25% · 3.875%
HK$124,602
−HK$3,819/mo
Today · 4.125%
HK$128,421
baseline
▲ 0.50% · 4.625%
HK$136,235
+HK$7,814/mo
Deposit HK$2.94M · loan HK$26.50M · min. income ≈ HK$256,842/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,437
−HK$7,263/mo
▼ 0.25% · 3.875%
HK$138,042
−HK$3,658/mo
Today · 4.125%
HK$141,700
baseline
▲ 0.50% · 4.625%
HK$149,169
+HK$7,469/mo
Deposit HK$2.94M · loan HK$26.50M · min. income ≈ HK$283,400/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,279 · Scale 2, in force from 26 Feb 2026)