LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,140
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$69,229
−HK$2,122/mo
Today · 4.125%
HK$71,351
baseline
▲ 0.50% · 4.625%
HK$75,692
+HK$4,341/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$142,702/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,251,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,693
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$76,696
−HK$2,032/mo
Today · 4.125%
HK$78,728
baseline
▲ 0.50% · 4.625%
HK$82,878
+HK$4,150/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$157,456/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,251,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,568
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$83,075
−HK$2,546/mo
Today · 4.125%
HK$85,621
baseline
▲ 0.50% · 4.625%
HK$90,831
+HK$5,210/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$171,242/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,632
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$92,035
−HK$2,439/mo
Today · 4.125%
HK$94,474
baseline
▲ 0.50% · 4.625%
HK$99,454
+HK$4,980/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$188,948/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,997
−HK$5,894/mo
▼ 0.25% · 3.875%
HK$96,920
−HK$2,971/mo
Today · 4.125%
HK$99,891
baseline
▲ 0.50% · 4.625%
HK$105,969
+HK$6,078/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$199,782/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,251,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,570
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$107,375
−HK$2,845/mo
Today · 4.125%
HK$110,220
baseline
▲ 0.50% · 4.625%
HK$116,030
+HK$5,810/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$220,440/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,251,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,853
−HK$7,578/mo
▼ 0.25% · 3.875%
HK$124,612
−HK$3,819/mo
Today · 4.125%
HK$128,431
baseline
▲ 0.50% · 4.625%
HK$136,246
+HK$7,815/mo
Deposit HK$2.94M · loan HK$26.50M · min. income ≈ HK$256,862/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,447
−HK$7,264/mo
▼ 0.25% · 3.875%
HK$138,053
−HK$3,658/mo
Today · 4.125%
HK$141,711
baseline
▲ 0.50% · 4.625%
HK$149,181
+HK$7,470/mo
Deposit HK$2.94M · loan HK$26.50M · min. income ≈ HK$283,422/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,380 · Scale 2, in force from 26 Feb 2026)