LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,141
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$69,230
−HK$2,122/mo
Today · 4.125%
HK$71,352
baseline
▲ 0.50% · 4.625%
HK$75,693
+HK$4,341/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$142,704/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,251,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,694
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$76,697
−HK$2,032/mo
Today · 4.125%
HK$78,729
baseline
▲ 0.50% · 4.625%
HK$82,879
+HK$4,150/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$157,458/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,251,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,569
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$83,076
−HK$2,546/mo
Today · 4.125%
HK$85,622
baseline
▲ 0.50% · 4.625%
HK$90,832
+HK$5,210/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$171,244/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,633
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$92,037
−HK$2,438/mo
Today · 4.125%
HK$94,475
baseline
▲ 0.50% · 4.625%
HK$99,455
+HK$4,980/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$188,950/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,998
−HK$5,894/mo
▼ 0.25% · 3.875%
HK$96,922
−HK$2,970/mo
Today · 4.125%
HK$99,892
baseline
▲ 0.50% · 4.625%
HK$105,970
+HK$6,078/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$199,784/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,251,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,571
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$107,376
−HK$2,845/mo
Today · 4.125%
HK$110,221
baseline
▲ 0.50% · 4.625%
HK$116,031
+HK$5,810/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$220,442/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,251,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,854
−HK$7,579/mo
▼ 0.25% · 3.875%
HK$124,613
−HK$3,820/mo
Today · 4.125%
HK$128,433
baseline
▲ 0.50% · 4.625%
HK$136,248
+HK$7,815/mo
Deposit HK$2.94M · loan HK$26.50M · min. income ≈ HK$256,866/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,449
−HK$7,264/mo
▼ 0.25% · 3.875%
HK$138,055
−HK$3,658/mo
Today · 4.125%
HK$141,713
baseline
▲ 0.50% · 4.625%
HK$149,183
+HK$7,470/mo
Deposit HK$2.94M · loan HK$26.50M · min. income ≈ HK$283,426/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,395 · Scale 2, in force from 26 Feb 2026)