LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,142
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$69,231
−HK$2,121/mo
Today · 4.125%
HK$71,352
baseline
▲ 0.50% · 4.625%
HK$75,694
+HK$4,342/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$142,704/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,251,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,695
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$76,698
−HK$2,032/mo
Today · 4.125%
HK$78,730
baseline
▲ 0.50% · 4.625%
HK$82,880
+HK$4,150/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$157,460/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,251,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,570
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$83,077
−HK$2,546/mo
Today · 4.125%
HK$85,623
baseline
▲ 0.50% · 4.625%
HK$90,833
+HK$5,210/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$171,246/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,634
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$92,038
−HK$2,438/mo
Today · 4.125%
HK$94,476
baseline
▲ 0.50% · 4.625%
HK$99,456
+HK$4,980/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$188,952/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,999
−HK$5,894/mo
▼ 0.25% · 3.875%
HK$96,923
−HK$2,970/mo
Today · 4.125%
HK$99,893
baseline
▲ 0.50% · 4.625%
HK$105,972
+HK$6,079/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$199,786/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,251,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,573
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$107,377
−HK$2,845/mo
Today · 4.125%
HK$110,222
baseline
▲ 0.50% · 4.625%
HK$116,032
+HK$5,810/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$220,444/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$1,251,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,856
−HK$7,578/mo
▼ 0.25% · 3.875%
HK$124,615
−HK$3,819/mo
Today · 4.125%
HK$128,434
baseline
▲ 0.50% · 4.625%
HK$136,249
+HK$7,815/mo
Deposit HK$2.94M · loan HK$26.50M · min. income ≈ HK$256,868/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,451
−HK$7,264/mo
▼ 0.25% · 3.875%
HK$138,057
−HK$3,658/mo
Today · 4.125%
HK$141,715
baseline
▲ 0.50% · 4.625%
HK$149,185
+HK$7,470/mo
Deposit HK$2.94M · loan HK$26.50M · min. income ≈ HK$283,430/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,410 · Scale 2, in force from 26 Feb 2026)