LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,150
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$69,239
−HK$2,122/mo
Today · 4.125%
HK$71,361
baseline
▲ 0.50% · 4.625%
HK$75,704
+HK$4,343/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$142,722/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,251,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,704
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$76,708
−HK$2,032/mo
Today · 4.125%
HK$78,740
baseline
▲ 0.50% · 4.625%
HK$82,891
+HK$4,151/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$157,480/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,251,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,581
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$83,087
−HK$2,547/mo
Today · 4.125%
HK$85,634
baseline
▲ 0.50% · 4.625%
HK$90,844
+HK$5,210/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$171,268/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,645
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$92,049
−HK$2,439/mo
Today · 4.125%
HK$94,488
baseline
▲ 0.50% · 4.625%
HK$99,469
+HK$4,981/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$188,976/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,011
−HK$5,895/mo
▼ 0.25% · 3.875%
HK$96,935
−HK$2,971/mo
Today · 4.125%
HK$99,906
baseline
▲ 0.50% · 4.625%
HK$105,985
+HK$6,079/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$199,812/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,251,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,586
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$107,391
−HK$2,845/mo
Today · 4.125%
HK$110,236
baseline
▲ 0.50% · 4.625%
HK$116,047
+HK$5,811/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$220,472/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,251,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,871
−HK$7,580/mo
▼ 0.25% · 3.875%
HK$124,631
−HK$3,820/mo
Today · 4.125%
HK$128,451
baseline
▲ 0.50% · 4.625%
HK$136,266
+HK$7,815/mo
Deposit HK$2.94M · loan HK$26.50M · min. income ≈ HK$256,902/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,468
−HK$7,264/mo
▼ 0.25% · 3.875%
HK$138,074
−HK$3,658/mo
Today · 4.125%
HK$141,732
baseline
▲ 0.50% · 4.625%
HK$149,203
+HK$7,471/mo
Deposit HK$2.94M · loan HK$26.50M · min. income ≈ HK$283,464/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,568 · Scale 2, in force from 26 Feb 2026)