LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,151
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$69,240
−HK$2,122/mo
Today · 4.125%
HK$71,362
baseline
▲ 0.50% · 4.625%
HK$75,704
+HK$4,342/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$142,724/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,251,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,705
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$76,708
−HK$2,033/mo
Today · 4.125%
HK$78,741
baseline
▲ 0.50% · 4.625%
HK$82,891
+HK$4,150/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$157,482/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,251,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,581
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$83,087
−HK$2,547/mo
Today · 4.125%
HK$85,634
baseline
▲ 0.50% · 4.625%
HK$90,845
+HK$5,211/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$171,268/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,645
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$92,050
−HK$2,439/mo
Today · 4.125%
HK$94,489
baseline
▲ 0.50% · 4.625%
HK$99,469
+HK$4,980/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$188,978/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,011
−HK$5,895/mo
▼ 0.25% · 3.875%
HK$96,935
−HK$2,971/mo
Today · 4.125%
HK$99,906
baseline
▲ 0.50% · 4.625%
HK$105,985
+HK$6,079/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$199,812/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,251,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,586
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$107,391
−HK$2,846/mo
Today · 4.125%
HK$110,237
baseline
▲ 0.50% · 4.625%
HK$116,048
+HK$5,811/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$220,474/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,251,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,871
−HK$7,580/mo
▼ 0.25% · 3.875%
HK$124,631
−HK$3,820/mo
Today · 4.125%
HK$128,451
baseline
▲ 0.50% · 4.625%
HK$136,267
+HK$7,816/mo
Deposit HK$2.94M · loan HK$26.50M · min. income ≈ HK$256,902/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,468
−HK$7,265/mo
▼ 0.25% · 3.875%
HK$138,075
−HK$3,658/mo
Today · 4.125%
HK$141,733
baseline
▲ 0.50% · 4.625%
HK$149,204
+HK$7,471/mo
Deposit HK$2.94M · loan HK$26.50M · min. income ≈ HK$283,466/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,574 · Scale 2, in force from 26 Feb 2026)