LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,152
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$69,240
−HK$2,123/mo
Today · 4.125%
HK$71,363
baseline
▲ 0.50% · 4.625%
HK$75,705
+HK$4,342/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$142,726/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,251,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,705
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$76,709
−HK$2,033/mo
Today · 4.125%
HK$78,742
baseline
▲ 0.50% · 4.625%
HK$82,892
+HK$4,150/mo
Deposit HK$14.72M · loan HK$14.72M · min. income ≈ HK$157,484/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,251,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,582
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$83,088
−HK$2,547/mo
Today · 4.125%
HK$85,635
baseline
▲ 0.50% · 4.625%
HK$90,846
+HK$5,211/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$171,270/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,646
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$92,051
−HK$2,439/mo
Today · 4.125%
HK$94,490
baseline
▲ 0.50% · 4.625%
HK$99,471
+HK$4,981/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$188,980/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,012
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$96,936
−HK$2,972/mo
Today · 4.125%
HK$99,908
baseline
▲ 0.50% · 4.625%
HK$105,987
+HK$6,079/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$199,816/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,251,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,588
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$107,393
−HK$2,845/mo
Today · 4.125%
HK$110,238
baseline
▲ 0.50% · 4.625%
HK$116,049
+HK$5,811/mo
Deposit HK$8.83M · loan HK$20.61M · min. income ≈ HK$220,476/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,251,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,873
−HK$7,580/mo
▼ 0.25% · 3.875%
HK$124,633
−HK$3,820/mo
Today · 4.125%
HK$128,453
baseline
▲ 0.50% · 4.625%
HK$136,269
+HK$7,816/mo
Deposit HK$2.94M · loan HK$26.50M · min. income ≈ HK$256,906/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,470
−HK$7,265/mo
▼ 0.25% · 3.875%
HK$138,076
−HK$3,659/mo
Today · 4.125%
HK$141,735
baseline
▲ 0.50% · 4.625%
HK$149,206
+HK$7,471/mo
Deposit HK$2.94M · loan HK$26.50M · min. income ≈ HK$283,470/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,588 · Scale 2, in force from 26 Feb 2026)