LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,154
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$69,243
−HK$2,122/mo
Today · 4.125%
HK$71,365
baseline
▲ 0.50% · 4.625%
HK$75,707
+HK$4,342/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$142,730/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,251,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,708
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$76,711
−HK$2,033/mo
Today · 4.125%
HK$78,744
baseline
▲ 0.50% · 4.625%
HK$82,895
+HK$4,151/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$157,488/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,251,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,584
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$83,091
−HK$2,547/mo
Today · 4.125%
HK$85,638
baseline
▲ 0.50% · 4.625%
HK$90,849
+HK$5,211/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$171,276/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,649
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$92,054
−HK$2,439/mo
Today · 4.125%
HK$94,493
baseline
▲ 0.50% · 4.625%
HK$99,474
+HK$4,981/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$188,986/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,015
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$96,940
−HK$2,971/mo
Today · 4.125%
HK$99,911
baseline
▲ 0.50% · 4.625%
HK$105,990
+HK$6,079/mo
Deposit HK$8.84M · loan HK$20.62M · min. income ≈ HK$199,822/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,251,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,591
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$107,396
−HK$2,846/mo
Today · 4.125%
HK$110,242
baseline
▲ 0.50% · 4.625%
HK$116,053
+HK$5,811/mo
Deposit HK$8.84M · loan HK$20.62M · min. income ≈ HK$220,484/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,251,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,877
−HK$7,580/mo
▼ 0.25% · 3.875%
HK$124,637
−HK$3,820/mo
Today · 4.125%
HK$128,457
baseline
▲ 0.50% · 4.625%
HK$136,273
+HK$7,816/mo
Deposit HK$2.95M · loan HK$26.51M · min. income ≈ HK$256,914/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,474
−HK$7,265/mo
▼ 0.25% · 3.875%
HK$138,081
−HK$3,658/mo
Today · 4.125%
HK$141,739
baseline
▲ 0.50% · 4.625%
HK$149,211
+HK$7,472/mo
Deposit HK$2.95M · loan HK$26.51M · min. income ≈ HK$283,478/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,628 · Scale 2, in force from 26 Feb 2026)