LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,157
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$69,246
−HK$2,122/mo
Today · 4.125%
HK$71,368
baseline
▲ 0.50% · 4.625%
HK$75,711
+HK$4,343/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$142,736/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,711
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$76,715
−HK$2,033/mo
Today · 4.125%
HK$78,748
baseline
▲ 0.50% · 4.625%
HK$82,899
+HK$4,151/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$157,496/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,588
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$83,095
−HK$2,547/mo
Today · 4.125%
HK$85,642
baseline
▲ 0.50% · 4.625%
HK$90,853
+HK$5,211/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$171,284/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,654
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$92,058
−HK$2,439/mo
Today · 4.125%
HK$94,497
baseline
▲ 0.50% · 4.625%
HK$99,479
+HK$4,982/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$188,994/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,020
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$96,944
−HK$2,972/mo
Today · 4.125%
HK$99,916
baseline
▲ 0.50% · 4.625%
HK$105,995
+HK$6,079/mo
Deposit HK$8.84M · loan HK$20.62M · min. income ≈ HK$199,832/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,596
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$107,401
−HK$2,846/mo
Today · 4.125%
HK$110,247
baseline
▲ 0.50% · 4.625%
HK$116,058
+HK$5,811/mo
Deposit HK$8.84M · loan HK$20.62M · min. income ≈ HK$220,494/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,883
−HK$7,580/mo
▼ 0.25% · 3.875%
HK$124,643
−HK$3,820/mo
Today · 4.125%
HK$128,463
baseline
▲ 0.50% · 4.625%
HK$136,280
+HK$7,817/mo
Deposit HK$2.95M · loan HK$26.51M · min. income ≈ HK$256,926/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,481
−HK$7,265/mo
▼ 0.25% · 3.875%
HK$138,087
−HK$3,659/mo
Today · 4.125%
HK$141,746
baseline
▲ 0.50% · 4.625%
HK$149,218
+HK$7,472/mo
Deposit HK$2.95M · loan HK$26.51M · min. income ≈ HK$283,492/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,689 · Scale 2, in force from 26 Feb 2026)