LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,158
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$69,247
−HK$2,122/mo
Today · 4.125%
HK$71,369
baseline
▲ 0.50% · 4.625%
HK$75,712
+HK$4,343/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$142,738/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,251,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,712
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$76,716
−HK$2,033/mo
Today · 4.125%
HK$78,749
baseline
▲ 0.50% · 4.625%
HK$82,900
+HK$4,151/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$157,498/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,251,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,589
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$83,096
−HK$2,547/mo
Today · 4.125%
HK$85,643
baseline
▲ 0.50% · 4.625%
HK$90,854
+HK$5,211/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$171,286/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,655
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$92,059
−HK$2,440/mo
Today · 4.125%
HK$94,499
baseline
▲ 0.50% · 4.625%
HK$99,480
+HK$4,981/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$188,998/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,021
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$96,946
−HK$2,971/mo
Today · 4.125%
HK$99,917
baseline
▲ 0.50% · 4.625%
HK$105,997
+HK$6,080/mo
Deposit HK$8.84M · loan HK$20.62M · min. income ≈ HK$199,834/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,251,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,597
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$107,403
−HK$2,846/mo
Today · 4.125%
HK$110,249
baseline
▲ 0.50% · 4.625%
HK$116,060
+HK$5,811/mo
Deposit HK$8.84M · loan HK$20.62M · min. income ≈ HK$220,498/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,251,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,884
−HK$7,581/mo
▼ 0.25% · 3.875%
HK$124,644
−HK$3,821/mo
Today · 4.125%
HK$128,465
baseline
▲ 0.50% · 4.625%
HK$136,281
+HK$7,816/mo
Deposit HK$2.95M · loan HK$26.51M · min. income ≈ HK$256,930/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,482
−HK$7,266/mo
▼ 0.25% · 3.875%
HK$138,089
−HK$3,659/mo
Today · 4.125%
HK$141,748
baseline
▲ 0.50% · 4.625%
HK$149,220
+HK$7,472/mo
Deposit HK$2.95M · loan HK$26.51M · min. income ≈ HK$283,496/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,706 · Scale 2, in force from 26 Feb 2026)