LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,158
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$69,247
−HK$2,123/mo
Today · 4.125%
HK$71,370
baseline
▲ 0.50% · 4.625%
HK$75,712
+HK$4,342/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$142,740/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,251,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,713
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$76,717
−HK$2,033/mo
Today · 4.125%
HK$78,750
baseline
▲ 0.50% · 4.625%
HK$82,901
+HK$4,151/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$157,500/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,251,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,590
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$83,097
−HK$2,547/mo
Today · 4.125%
HK$85,644
baseline
▲ 0.50% · 4.625%
HK$90,855
+HK$5,211/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$171,288/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,656
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$92,060
−HK$2,439/mo
Today · 4.125%
HK$94,499
baseline
▲ 0.50% · 4.625%
HK$99,481
+HK$4,982/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$188,998/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,022
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$96,946
−HK$2,972/mo
Today · 4.125%
HK$99,918
baseline
▲ 0.50% · 4.625%
HK$105,997
+HK$6,079/mo
Deposit HK$8.84M · loan HK$20.62M · min. income ≈ HK$199,836/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,251,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,598
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$107,403
−HK$2,846/mo
Today · 4.125%
HK$110,249
baseline
▲ 0.50% · 4.625%
HK$116,061
+HK$5,812/mo
Deposit HK$8.84M · loan HK$20.62M · min. income ≈ HK$220,498/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,251,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,885
−HK$7,581/mo
▼ 0.25% · 3.875%
HK$124,645
−HK$3,821/mo
Today · 4.125%
HK$128,466
baseline
▲ 0.50% · 4.625%
HK$136,282
+HK$7,816/mo
Deposit HK$2.95M · loan HK$26.51M · min. income ≈ HK$256,932/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,483
−HK$7,266/mo
▼ 0.25% · 3.875%
HK$138,090
−HK$3,659/mo
Today · 4.125%
HK$141,749
baseline
▲ 0.50% · 4.625%
HK$149,221
+HK$7,472/mo
Deposit HK$2.95M · loan HK$26.51M · min. income ≈ HK$283,498/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,715 · Scale 2, in force from 26 Feb 2026)