LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,168
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$69,257
−HK$2,123/mo
Today · 4.125%
HK$71,380
baseline
▲ 0.50% · 4.625%
HK$75,723
+HK$4,343/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$142,760/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,251,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,724
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$76,728
−HK$2,033/mo
Today · 4.125%
HK$78,761
baseline
▲ 0.50% · 4.625%
HK$82,912
+HK$4,151/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$157,522/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,251,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,602
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$83,109
−HK$2,547/mo
Today · 4.125%
HK$85,656
baseline
▲ 0.50% · 4.625%
HK$90,868
+HK$5,212/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$171,312/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,669
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$92,073
−HK$2,440/mo
Today · 4.125%
HK$94,513
baseline
▲ 0.50% · 4.625%
HK$99,495
+HK$4,982/mo
Deposit HK$11.78M · loan HK$17.67M · min. income ≈ HK$189,026/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,251,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,035
−HK$5,897/mo
▼ 0.25% · 3.875%
HK$96,960
−HK$2,972/mo
Today · 4.125%
HK$99,932
baseline
▲ 0.50% · 4.625%
HK$106,013
+HK$6,081/mo
Deposit HK$8.84M · loan HK$20.62M · min. income ≈ HK$199,864/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,251,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,613
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$107,419
−HK$2,846/mo
Today · 4.125%
HK$110,265
baseline
▲ 0.50% · 4.625%
HK$116,077
+HK$5,812/mo
Deposit HK$8.84M · loan HK$20.62M · min. income ≈ HK$220,530/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,251,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,903
−HK$7,581/mo
▼ 0.25% · 3.875%
HK$124,663
−HK$3,821/mo
Today · 4.125%
HK$128,484
baseline
▲ 0.50% · 4.625%
HK$136,302
+HK$7,818/mo
Deposit HK$2.95M · loan HK$26.51M · min. income ≈ HK$256,968/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,503
−HK$7,267/mo
▼ 0.25% · 3.875%
HK$138,110
−HK$3,660/mo
Today · 4.125%
HK$141,770
baseline
▲ 0.50% · 4.625%
HK$149,242
+HK$7,472/mo
Deposit HK$2.95M · loan HK$26.51M · min. income ≈ HK$283,540/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,251,896 · Scale 2, in force from 26 Feb 2026)