LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,174
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$69,263
−HK$2,123/mo
Today · 4.125%
HK$71,386
baseline
▲ 0.50% · 4.625%
HK$75,730
+HK$4,344/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$142,772/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,252,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,730
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,734
−HK$2,034/mo
Today · 4.125%
HK$78,768
baseline
▲ 0.50% · 4.625%
HK$82,919
+HK$4,151/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$157,536/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,252,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,608
−HK$5,055/mo
▼ 0.25% · 3.875%
HK$83,116
−HK$2,547/mo
Today · 4.125%
HK$85,663
baseline
▲ 0.50% · 4.625%
HK$90,876
+HK$5,213/mo
Deposit HK$11.78M · loan HK$17.68M · min. income ≈ HK$171,326/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,676
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$92,081
−HK$2,440/mo
Today · 4.125%
HK$94,521
baseline
▲ 0.50% · 4.625%
HK$99,503
+HK$4,982/mo
Deposit HK$11.78M · loan HK$17.68M · min. income ≈ HK$189,042/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,043
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$96,968
−HK$2,973/mo
Today · 4.125%
HK$99,941
baseline
▲ 0.50% · 4.625%
HK$106,022
+HK$6,081/mo
Deposit HK$8.84M · loan HK$20.62M · min. income ≈ HK$199,882/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,252,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,622
−HK$5,653/mo
▼ 0.25% · 3.875%
HK$107,428
−HK$2,847/mo
Today · 4.125%
HK$110,275
baseline
▲ 0.50% · 4.625%
HK$116,087
+HK$5,812/mo
Deposit HK$8.84M · loan HK$20.62M · min. income ≈ HK$220,550/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,252,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,913
−HK$7,582/mo
▼ 0.25% · 3.875%
HK$124,674
−HK$3,821/mo
Today · 4.125%
HK$128,495
baseline
▲ 0.50% · 4.625%
HK$136,314
+HK$7,819/mo
Deposit HK$2.95M · loan HK$26.51M · min. income ≈ HK$256,990/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,514
−HK$7,268/mo
▼ 0.25% · 3.875%
HK$138,122
−HK$3,660/mo
Today · 4.125%
HK$141,782
baseline
▲ 0.50% · 4.625%
HK$149,255
+HK$7,473/mo
Deposit HK$2.95M · loan HK$26.51M · min. income ≈ HK$283,564/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,002 · Scale 2, in force from 26 Feb 2026)