LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,183
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$69,273
−HK$2,123/mo
Today · 4.125%
HK$71,396
baseline
▲ 0.50% · 4.625%
HK$75,740
+HK$4,344/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$142,792/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,252,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,740
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,745
−HK$2,033/mo
Today · 4.125%
HK$78,778
baseline
▲ 0.50% · 4.625%
HK$82,931
+HK$4,153/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$157,556/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,252,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,620
−HK$5,055/mo
▼ 0.25% · 3.875%
HK$83,127
−HK$2,548/mo
Today · 4.125%
HK$85,675
baseline
▲ 0.50% · 4.625%
HK$90,888
+HK$5,213/mo
Deposit HK$11.79M · loan HK$17.68M · min. income ≈ HK$171,350/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,688
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$92,094
−HK$2,440/mo
Today · 4.125%
HK$94,534
baseline
▲ 0.50% · 4.625%
HK$99,517
+HK$4,983/mo
Deposit HK$11.79M · loan HK$17.68M · min. income ≈ HK$189,068/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,056
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$96,982
−HK$2,972/mo
Today · 4.125%
HK$99,954
baseline
▲ 0.50% · 4.625%
HK$106,036
+HK$6,082/mo
Deposit HK$8.84M · loan HK$20.62M · min. income ≈ HK$199,908/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,252,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,636
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$107,443
−HK$2,847/mo
Today · 4.125%
HK$110,290
baseline
▲ 0.50% · 4.625%
HK$116,103
+HK$5,813/mo
Deposit HK$8.84M · loan HK$20.62M · min. income ≈ HK$220,580/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,252,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,929
−HK$7,584/mo
▼ 0.25% · 3.875%
HK$124,691
−HK$3,822/mo
Today · 4.125%
HK$128,513
baseline
▲ 0.50% · 4.625%
HK$136,332
+HK$7,819/mo
Deposit HK$2.95M · loan HK$26.52M · min. income ≈ HK$257,026/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,533
−HK$7,268/mo
▼ 0.25% · 3.875%
HK$138,141
−HK$3,660/mo
Today · 4.125%
HK$141,801
baseline
▲ 0.50% · 4.625%
HK$149,276
+HK$7,475/mo
Deposit HK$2.95M · loan HK$26.52M · min. income ≈ HK$283,602/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,173 · Scale 2, in force from 26 Feb 2026)