LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,185
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$69,275
−HK$2,123/mo
Today · 4.125%
HK$71,398
baseline
▲ 0.50% · 4.625%
HK$75,742
+HK$4,344/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$142,796/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,252,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,742
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,747
−HK$2,033/mo
Today · 4.125%
HK$78,780
baseline
▲ 0.50% · 4.625%
HK$82,933
+HK$4,153/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$157,560/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,252,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,622
−HK$5,055/mo
▼ 0.25% · 3.875%
HK$83,129
−HK$2,548/mo
Today · 4.125%
HK$85,677
baseline
▲ 0.50% · 4.625%
HK$90,891
+HK$5,214/mo
Deposit HK$11.79M · loan HK$17.68M · min. income ≈ HK$171,354/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,691
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$92,096
−HK$2,441/mo
Today · 4.125%
HK$94,537
baseline
▲ 0.50% · 4.625%
HK$99,520
+HK$4,983/mo
Deposit HK$11.79M · loan HK$17.68M · min. income ≈ HK$189,074/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,059
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$96,984
−HK$2,973/mo
Today · 4.125%
HK$99,957
baseline
▲ 0.50% · 4.625%
HK$106,039
+HK$6,082/mo
Deposit HK$8.84M · loan HK$20.62M · min. income ≈ HK$199,914/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,252,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,639
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$107,446
−HK$2,847/mo
Today · 4.125%
HK$110,293
baseline
▲ 0.50% · 4.625%
HK$116,106
+HK$5,813/mo
Deposit HK$8.84M · loan HK$20.62M · min. income ≈ HK$220,586/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,252,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,933
−HK$7,583/mo
▼ 0.25% · 3.875%
HK$124,694
−HK$3,822/mo
Today · 4.125%
HK$128,516
baseline
▲ 0.50% · 4.625%
HK$136,336
+HK$7,820/mo
Deposit HK$2.95M · loan HK$26.52M · min. income ≈ HK$257,032/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,536
−HK$7,269/mo
▼ 0.25% · 3.875%
HK$138,144
−HK$3,661/mo
Today · 4.125%
HK$141,805
baseline
▲ 0.50% · 4.625%
HK$149,280
+HK$7,475/mo
Deposit HK$2.95M · loan HK$26.52M · min. income ≈ HK$283,610/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,207 · Scale 2, in force from 26 Feb 2026)