LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,186
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$69,276
−HK$2,123/mo
Today · 4.125%
HK$71,399
baseline
▲ 0.50% · 4.625%
HK$75,743
+HK$4,344/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$142,798/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,252,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,743
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$76,748
−HK$2,034/mo
Today · 4.125%
HK$78,782
baseline
▲ 0.50% · 4.625%
HK$82,934
+HK$4,152/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$157,564/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,252,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,623
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$83,131
−HK$2,548/mo
Today · 4.125%
HK$85,679
baseline
▲ 0.50% · 4.625%
HK$90,892
+HK$5,213/mo
Deposit HK$11.79M · loan HK$17.68M · min. income ≈ HK$171,358/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,692
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$92,098
−HK$2,440/mo
Today · 4.125%
HK$94,538
baseline
▲ 0.50% · 4.625%
HK$99,521
+HK$4,983/mo
Deposit HK$11.79M · loan HK$17.68M · min. income ≈ HK$189,076/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,060
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$96,986
−HK$2,972/mo
Today · 4.125%
HK$99,958
baseline
▲ 0.50% · 4.625%
HK$106,041
+HK$6,083/mo
Deposit HK$8.84M · loan HK$20.62M · min. income ≈ HK$199,916/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,252,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,641
−HK$5,653/mo
▼ 0.25% · 3.875%
HK$107,447
−HK$2,847/mo
Today · 4.125%
HK$110,294
baseline
▲ 0.50% · 4.625%
HK$116,108
+HK$5,814/mo
Deposit HK$8.84M · loan HK$20.62M · min. income ≈ HK$220,588/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,252,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,934
−HK$7,584/mo
▼ 0.25% · 3.875%
HK$124,696
−HK$3,822/mo
Today · 4.125%
HK$128,518
baseline
▲ 0.50% · 4.625%
HK$136,338
+HK$7,820/mo
Deposit HK$2.95M · loan HK$26.52M · min. income ≈ HK$257,036/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,538
−HK$7,269/mo
▼ 0.25% · 3.875%
HK$138,146
−HK$3,661/mo
Today · 4.125%
HK$141,807
baseline
▲ 0.50% · 4.625%
HK$149,282
+HK$7,475/mo
Deposit HK$2.95M · loan HK$26.52M · min. income ≈ HK$283,614/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,224 · Scale 2, in force from 26 Feb 2026)