LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,193
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$69,283
−HK$2,124/mo
Today · 4.125%
HK$71,407
baseline
▲ 0.50% · 4.625%
HK$75,752
+HK$4,345/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$142,814/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,752
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,756
−HK$2,034/mo
Today · 4.125%
HK$78,790
baseline
▲ 0.50% · 4.625%
HK$82,943
+HK$4,153/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$157,580/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,632
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$83,140
−HK$2,548/mo
Today · 4.125%
HK$85,688
baseline
▲ 0.50% · 4.625%
HK$90,902
+HK$5,214/mo
Deposit HK$11.79M · loan HK$17.68M · min. income ≈ HK$171,376/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,702
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$92,108
−HK$2,440/mo
Today · 4.125%
HK$94,548
baseline
▲ 0.50% · 4.625%
HK$99,532
+HK$4,984/mo
Deposit HK$11.79M · loan HK$17.68M · min. income ≈ HK$189,096/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,070
−HK$5,899/mo
▼ 0.25% · 3.875%
HK$96,996
−HK$2,973/mo
Today · 4.125%
HK$99,969
baseline
▲ 0.50% · 4.625%
HK$106,052
+HK$6,083/mo
Deposit HK$8.84M · loan HK$20.63M · min. income ≈ HK$199,938/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,252,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,652
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$107,459
−HK$2,847/mo
Today · 4.125%
HK$110,306
baseline
▲ 0.50% · 4.625%
HK$116,121
+HK$5,815/mo
Deposit HK$8.84M · loan HK$20.63M · min. income ≈ HK$220,612/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,252,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,948
−HK$7,584/mo
▼ 0.25% · 3.875%
HK$124,710
−HK$3,822/mo
Today · 4.125%
HK$128,532
baseline
▲ 0.50% · 4.625%
HK$136,353
+HK$7,821/mo
Deposit HK$2.95M · loan HK$26.52M · min. income ≈ HK$257,064/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,553
−HK$7,269/mo
▼ 0.25% · 3.875%
HK$138,162
−HK$3,660/mo
Today · 4.125%
HK$141,822
baseline
▲ 0.50% · 4.625%
HK$149,298
+HK$7,476/mo
Deposit HK$2.95M · loan HK$26.52M · min. income ≈ HK$283,644/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,362 · Scale 2, in force from 26 Feb 2026)