LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,194
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$69,284
−HK$2,124/mo
Today · 4.125%
HK$71,408
baseline
▲ 0.50% · 4.625%
HK$75,753
+HK$4,345/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$142,816/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,753
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,757
−HK$2,034/mo
Today · 4.125%
HK$78,791
baseline
▲ 0.50% · 4.625%
HK$82,944
+HK$4,153/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$157,582/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,633
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$83,141
−HK$2,548/mo
Today · 4.125%
HK$85,689
baseline
▲ 0.50% · 4.625%
HK$90,903
+HK$5,214/mo
Deposit HK$11.79M · loan HK$17.68M · min. income ≈ HK$171,378/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,703
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$92,109
−HK$2,441/mo
Today · 4.125%
HK$94,550
baseline
▲ 0.50% · 4.625%
HK$99,533
+HK$4,983/mo
Deposit HK$11.79M · loan HK$17.68M · min. income ≈ HK$189,100/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,072
−HK$5,899/mo
▼ 0.25% · 3.875%
HK$96,998
−HK$2,973/mo
Today · 4.125%
HK$99,971
baseline
▲ 0.50% · 4.625%
HK$106,054
+HK$6,083/mo
Deposit HK$8.84M · loan HK$20.63M · min. income ≈ HK$199,942/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,252,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,654
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$107,460
−HK$2,848/mo
Today · 4.125%
HK$110,308
baseline
▲ 0.50% · 4.625%
HK$116,122
+HK$5,814/mo
Deposit HK$8.84M · loan HK$20.63M · min. income ≈ HK$220,616/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,252,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,949
−HK$7,585/mo
▼ 0.25% · 3.875%
HK$124,711
−HK$3,823/mo
Today · 4.125%
HK$128,534
baseline
▲ 0.50% · 4.625%
HK$136,355
+HK$7,821/mo
Deposit HK$2.95M · loan HK$26.52M · min. income ≈ HK$257,068/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,555
−HK$7,269/mo
▼ 0.25% · 3.875%
HK$138,163
−HK$3,661/mo
Today · 4.125%
HK$141,824
baseline
▲ 0.50% · 4.625%
HK$149,300
+HK$7,476/mo
Deposit HK$2.95M · loan HK$26.52M · min. income ≈ HK$283,648/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,379 · Scale 2, in force from 26 Feb 2026)