LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,196
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$69,286
−HK$2,124/mo
Today · 4.125%
HK$71,410
baseline
▲ 0.50% · 4.625%
HK$75,755
+HK$4,345/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$142,820/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,755
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,760
−HK$2,033/mo
Today · 4.125%
HK$78,793
baseline
▲ 0.50% · 4.625%
HK$82,947
+HK$4,154/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$157,586/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,635
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$83,143
−HK$2,548/mo
Today · 4.125%
HK$85,691
baseline
▲ 0.50% · 4.625%
HK$90,906
+HK$5,215/mo
Deposit HK$11.79M · loan HK$17.68M · min. income ≈ HK$171,382/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,706
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$92,111
−HK$2,441/mo
Today · 4.125%
HK$94,552
baseline
▲ 0.50% · 4.625%
HK$99,536
+HK$4,984/mo
Deposit HK$11.79M · loan HK$17.68M · min. income ≈ HK$189,104/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,074
−HK$5,899/mo
▼ 0.25% · 3.875%
HK$97,000
−HK$2,973/mo
Today · 4.125%
HK$99,973
baseline
▲ 0.50% · 4.625%
HK$106,056
+HK$6,083/mo
Deposit HK$8.84M · loan HK$20.63M · min. income ≈ HK$199,946/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,252,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,656
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$107,463
−HK$2,848/mo
Today · 4.125%
HK$110,311
baseline
▲ 0.50% · 4.625%
HK$116,125
+HK$5,814/mo
Deposit HK$8.84M · loan HK$20.63M · min. income ≈ HK$220,622/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,252,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,952
−HK$7,585/mo
▼ 0.25% · 3.875%
HK$124,715
−HK$3,822/mo
Today · 4.125%
HK$128,537
baseline
▲ 0.50% · 4.625%
HK$136,358
+HK$7,821/mo
Deposit HK$2.95M · loan HK$26.52M · min. income ≈ HK$257,074/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,558
−HK$7,270/mo
▼ 0.25% · 3.875%
HK$138,167
−HK$3,661/mo
Today · 4.125%
HK$141,828
baseline
▲ 0.50% · 4.625%
HK$149,304
+HK$7,476/mo
Deposit HK$2.95M · loan HK$26.52M · min. income ≈ HK$283,656/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,412 · Scale 2, in force from 26 Feb 2026)