LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,196
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$69,286
−HK$2,124/mo
Today · 4.125%
HK$71,410
baseline
▲ 0.50% · 4.625%
HK$75,755
+HK$4,345/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$142,820/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,755
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$76,760
−HK$2,034/mo
Today · 4.125%
HK$78,794
baseline
▲ 0.50% · 4.625%
HK$82,947
+HK$4,153/mo
Deposit HK$14.73M · loan HK$14.73M · min. income ≈ HK$157,588/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,635
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$83,143
−HK$2,549/mo
Today · 4.125%
HK$85,692
baseline
▲ 0.50% · 4.625%
HK$90,906
+HK$5,214/mo
Deposit HK$11.79M · loan HK$17.68M · min. income ≈ HK$171,384/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,706
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$92,112
−HK$2,440/mo
Today · 4.125%
HK$94,552
baseline
▲ 0.50% · 4.625%
HK$99,536
+HK$4,984/mo
Deposit HK$11.79M · loan HK$17.68M · min. income ≈ HK$189,104/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,074
−HK$5,900/mo
▼ 0.25% · 3.875%
HK$97,001
−HK$2,973/mo
Today · 4.125%
HK$99,974
baseline
▲ 0.50% · 4.625%
HK$106,057
+HK$6,083/mo
Deposit HK$8.84M · loan HK$20.63M · min. income ≈ HK$199,948/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,252,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,657
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$107,464
−HK$2,847/mo
Today · 4.125%
HK$110,311
baseline
▲ 0.50% · 4.625%
HK$116,126
+HK$5,815/mo
Deposit HK$8.84M · loan HK$20.63M · min. income ≈ HK$220,622/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,252,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,953
−HK$7,585/mo
▼ 0.25% · 3.875%
HK$124,715
−HK$3,823/mo
Today · 4.125%
HK$128,538
baseline
▲ 0.50% · 4.625%
HK$136,359
+HK$7,821/mo
Deposit HK$2.95M · loan HK$26.52M · min. income ≈ HK$257,076/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,559
−HK$7,270/mo
▼ 0.25% · 3.875%
HK$138,168
−HK$3,661/mo
Today · 4.125%
HK$141,829
baseline
▲ 0.50% · 4.625%
HK$149,305
+HK$7,476/mo
Deposit HK$2.95M · loan HK$26.52M · min. income ≈ HK$283,658/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,418 · Scale 2, in force from 26 Feb 2026)