LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,203
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$69,294
−HK$2,123/mo
Today · 4.125%
HK$71,417
baseline
▲ 0.50% · 4.625%
HK$75,763
+HK$4,346/mo
Deposit HK$14.74M · loan HK$14.74M · min. income ≈ HK$142,834/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,763
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$76,768
−HK$2,034/mo
Today · 4.125%
HK$78,802
baseline
▲ 0.50% · 4.625%
HK$82,956
+HK$4,154/mo
Deposit HK$14.74M · loan HK$14.74M · min. income ≈ HK$157,604/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,644
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$83,152
−HK$2,549/mo
Today · 4.125%
HK$85,701
baseline
▲ 0.50% · 4.625%
HK$90,916
+HK$5,215/mo
Deposit HK$11.79M · loan HK$17.68M · min. income ≈ HK$171,402/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,716
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$92,122
−HK$2,441/mo
Today · 4.125%
HK$94,563
baseline
▲ 0.50% · 4.625%
HK$99,547
+HK$4,984/mo
Deposit HK$11.79M · loan HK$17.68M · min. income ≈ HK$189,126/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,085
−HK$5,899/mo
▼ 0.25% · 3.875%
HK$97,011
−HK$2,973/mo
Today · 4.125%
HK$99,984
baseline
▲ 0.50% · 4.625%
HK$106,068
+HK$6,084/mo
Deposit HK$8.84M · loan HK$20.63M · min. income ≈ HK$199,968/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,252,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,668
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$107,475
−HK$2,848/mo
Today · 4.125%
HK$110,323
baseline
▲ 0.50% · 4.625%
HK$116,138
+HK$5,815/mo
Deposit HK$8.84M · loan HK$20.63M · min. income ≈ HK$220,646/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,252,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,966
−HK$7,585/mo
▼ 0.25% · 3.875%
HK$124,729
−HK$3,822/mo
Today · 4.125%
HK$128,551
baseline
▲ 0.50% · 4.625%
HK$136,374
+HK$7,823/mo
Deposit HK$2.95M · loan HK$26.52M · min. income ≈ HK$257,102/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,573
−HK$7,271/mo
▼ 0.25% · 3.875%
HK$138,182
−HK$3,662/mo
Today · 4.125%
HK$141,844
baseline
▲ 0.50% · 4.625%
HK$149,321
+HK$7,477/mo
Deposit HK$2.95M · loan HK$26.52M · min. income ≈ HK$283,688/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,552 · Scale 2, in force from 26 Feb 2026)