LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,209
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$69,300
−HK$2,124/mo
Today · 4.125%
HK$71,424
baseline
▲ 0.50% · 4.625%
HK$75,770
+HK$4,346/mo
Deposit HK$14.74M · loan HK$14.74M · min. income ≈ HK$142,848/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,770
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$76,775
−HK$2,034/mo
Today · 4.125%
HK$78,809
baseline
▲ 0.50% · 4.625%
HK$82,963
+HK$4,154/mo
Deposit HK$14.74M · loan HK$14.74M · min. income ≈ HK$157,618/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,651
−HK$5,058/mo
▼ 0.25% · 3.875%
HK$83,160
−HK$2,549/mo
Today · 4.125%
HK$85,709
baseline
▲ 0.50% · 4.625%
HK$90,924
+HK$5,215/mo
Deposit HK$11.79M · loan HK$17.68M · min. income ≈ HK$171,418/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,724
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$92,130
−HK$2,441/mo
Today · 4.125%
HK$94,571
baseline
▲ 0.50% · 4.625%
HK$99,556
+HK$4,985/mo
Deposit HK$11.79M · loan HK$17.68M · min. income ≈ HK$189,142/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,093
−HK$5,900/mo
▼ 0.25% · 3.875%
HK$97,020
−HK$2,973/mo
Today · 4.125%
HK$99,993
baseline
▲ 0.50% · 4.625%
HK$106,078
+HK$6,085/mo
Deposit HK$8.84M · loan HK$20.63M · min. income ≈ HK$199,986/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,252,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,678
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$107,485
−HK$2,848/mo
Today · 4.125%
HK$110,333
baseline
▲ 0.50% · 4.625%
HK$116,149
+HK$5,816/mo
Deposit HK$8.84M · loan HK$20.63M · min. income ≈ HK$220,666/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$1,252,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,977
−HK$7,586/mo
▼ 0.25% · 3.875%
HK$124,740
−HK$3,823/mo
Today · 4.125%
HK$128,563
baseline
▲ 0.50% · 4.625%
HK$136,386
+HK$7,823/mo
Deposit HK$2.95M · loan HK$26.53M · min. income ≈ HK$257,126/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,585
−HK$7,272/mo
▼ 0.25% · 3.875%
HK$138,195
−HK$3,662/mo
Today · 4.125%
HK$141,857
baseline
▲ 0.50% · 4.625%
HK$149,334
+HK$7,477/mo
Deposit HK$2.95M · loan HK$26.53M · min. income ≈ HK$283,714/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,664 · Scale 2, in force from 26 Feb 2026)